Consumer Credit Bill 2025 - Part 1

Fintech is growing up — and so are the regulations.

Join us on The Legal Insight Podcast today as we unpack the Consumer Credit Bill 2025 — a game-changing law that’s about to reshape Malaysia’s consumer credit landscape.

In this episode of the The Legal Insight Podcast by HHQ, join our Technology Practice Group Partners, Ong Johnson and Khai Yi Lo, alongside host Zach Shaw, as they dive into:

✅ What the Bill actually regulates — from BNPL to factoring & leasing
✅ How the Bill draws the line between legal & illegal credit businesses
✅ Why unlicensed operations could face RM5 million fines or jail time
✅ Practical distinctions between BNPL vs. factoring vs. leasing
✅ Why this law signals fintech’s shift from grey area to compliance era

💡 If you’re running or advising a fintech or credit business — this episode is your compliance wake-up call.

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