Ep. 343 | Brewing Up Capital: How SBA 504 Loans Fuel Florida’s Craft Breweries

In this episode of Small Biz Florida, hosted by Tom Kindred, the focus shifts to the financial tools that support Florida’s small businesses, specifically within the craft brewing industry. Recorded live at the 2025 Florida Brewers Guild Conference in downtown Tampa, the episode features an insightful conversation with Gayle Hoshstrasser, Florida Sales Manager for Florida First Capital.

Gayle shares her extensive experience in SBA lending and provides an in-depth look at how Florida First Capital, a Certified Development Company (CDC), works alongside the U.S. Small Business Administration to deliver SBA 504 loans. These loans are designed to help small business owners like those in the brewing industry acquire real estate, expand operations, and invest in long-term growth through fixed-rate, low-down-payment financing.

The episode also breaks down what it takes to prepare for capital acquisition, including the importance of a solid business plan, tax documentation, financial statements, and expert guidance. Gayle emphasizes that building strong relationships with lenders and advisors is key to making informed decisions and sustaining long-term success.

Whether you're a brewery owner, aspiring entrepreneur, or just curious about how SBA financing works, this episode offers valuable insights into one of the most impactful loan programs available to small businesses.

This podcast episode was recorded live at the 2025 Florida Brewers Guild Conference hosted at the Tampa Marriott Water Street. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital.

Connect with Our Guest & Sponsor:
https://www.ffcfc.com