There's a difference in concept between home insurance coverage and home warranties. Insurance is designed to protect your home on a large scale. Warranties cover repairs on individual items. Phocus Insurance Company's Insurance Counselor Mike Lowry discusses what each coverage entails, what it does not cover and why we are not a fan of warranties.
Original Podcast Page With Expanded Content
https://rosieonthehouse.com/podcast/on-the-house-hour-homeowners-insurance-vs-warranty-with-phocus-insurance-services/