Not In The Cards

Viewer Questions

• What shopping portals are your favorite? Why? Any bad experiences or ones you’d tell someone to avoid? Why? - AP
  • Which shopping and dining portals stack the most value for the most people?  - What’s The Points 

• Do you apply for bank account bonuses?  I’ve been thinking about getting into bank account bonuses but it’s not as natural for like opening and spending on reward cards. - Keith
  • Do you fund bank accounts with credit cards to hit SUBs and bonuses?  I know that there is some risk involved with that strategy.
• Do you believe there’s any moral or ethical responsibility as content creators to pass along information that helps to mitigate risk to your audience or is it purely on the audience standpoint to do their own research? -Kid_Cat37
  • Keeping in mind that none of this is financial advice and all for entertainment purposes.
• What do you think your personal credit card situation will look like in five years? - Jason

 

Topics

• Matt
  • If we are starting to see banks tighten the ability to “free” points, should we be adjusting our approach to redemptions (local stays of cash, or limits on cash vs points domestic on cash etc)? 

• Lani
  • These refunds and any included fees (i.e. upgrade fees, bag fees, additional fees, etc.) will be refunded to original form of payment within 7 days for credit cards, and 20 days for cash/checks.
  • The question is, how this affects points/miles bookings. Miles direct with airlines, easily refunded to account, but points via travel portal can be a little more different (i.e. chase, you’ll need to contact chase for your credit attached to your chase account), I’ve never booked flight thru BILT or Amex, but what about 3rd Party booking platforms? Where does your money go?
  • Does this affect the way you book flights? Will this affect how you inform others how to book flights?
  • It’s OFFICIAL! DOT has made an official rule for Airlines operating out of the US to provide automatic refunds to consumers who experience cancellations or ‘significant’ delays.
• Tariq
  • How do you go about teaching friends and family about the credit card game when they express interest?