Yo Quiero Dinero

How To Invest for Financial Freedom Before 30 with Investing Jevas

Mi gente, today's episode is a WHOLE vibe. Jannese is joined by Wilmarie and Adriana—aka Investing Jevas—two baddies who hit financial independence before turning 30. Yes, you read that right. These women are out here building generational wealth, breaking cycles, and reclaiming their financial power—and now they’re bringing you the blueprint.From navigating Puerto Rico's wild financial systems to shifting from scarcity to abundance, this episode is a powerful reminder that we deserve financial freedom too—not just the bros on Wall Street. 🗣️If you’ve ever thought investing was only for the rich, white, or 65 and retired—think again. These jefas are showing up in arroz con habichuela realness to break it all down. Whether you’re in the U.S. or on the island, a 9-to-5 girly or a full-time hustler, this one is for YOU. 💸What You'll Learn:What financial independence really means (and why you don’t have to wait ‘til 65)The power of compound interest (aka how your money makes more money)How to shift your money mindset from scarcity to abundanceWhy investing is a form of activism for Puerto RicansWhat “Coast FI” is and how it could change your lifeHow to invest even if you’re starting “late”The order of operations for investing accounts (401k, Roth IRA, HSA, etc.)Why financial education is the most powerful inheritance you can give👯‍♀️ Meet the Guests:Investing Jevas are personal finance educators who are on a mission to help Latinas achieve financial freedom—in Spanish, with culture, and with receipts. They offer one-on-one coaching and corporate webinars designed to simplify investing and close the wealth gap.📲 Connect with them on Instagram: @investingjevas 🛠️ Resources Mentioned:Investor.gov Compound Interest CalculatorThe Simple Path to Wealth by JL CollinsJannese’s book: Financially Lit!More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

How I Paid Off $47K in 20 Months with Eduek Brooks

This week on Yo Quiero Dinero, Jannese is joined by the brilliant and unfiltered Eduek Brooks, a Canadian financial educator and founder of Two Sides of a Dime. Sis does not play when it comes to money — and in this episode, she gets real about how she paid off $47,000 of debt in just 20 months, turned her financial rock bottom into a thriving business, and created the Surplus Method — a roadmap that’s helping women all over reclaim their money power.If you’ve ever felt like traditional personal finance advice wasn’t built with you in mind, this episode is your antidote. Eduek throws out the cookie-cutter advice and breaks down why building wealth as a woman of color requires a whole new approach — one rooted in mindset, community, and actual surplus (aka: MONEY LEFT OVER after your bills are paid!). What We Cover:The exact moment Eduek decided she was DONE being brokeWhy she still invested while paying off debt (and how it paid off big)Her no-fluff guide to building a plan you can actually stick toCelebrating small wins & avoiding burnout on your debt-free journeyThe truth about high earners still living paycheck to paycheckA breakdown of the Surplus Method (S.U.R.P.L.U.S.) and how to use itHow Eduek knew it was time to quit her 9-5 and go full-time in her bizCanadian investment accounts 101 (hello, tax-free savings!)Why mini-retirements are part of her wealth strategyQuote:“Your income builds wealth, but your surplus is what gets you to your goals.”👑 Meet Our Guest:Eduek Brooks is a financial educator and the powerhouse behind Two Sides of a Dime. Through her membership community, Surplus Stack Society, she helps women ditch debt, build savings, and invest confidently — without sacrificing the joy of living. She’s not here to make you feel guilty about Starbucks. She’s here to help you stack, save, and spend with intention.📲 Follow Eduek:Instagram: @twosidesofadimeJoin the Surplus Stack Society: surplusstacksociety.comMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

Ask Jannese: I'm A 46 Year Old Teacher Who Wants To Retire Early at 57, Can I Do It?

In this episode, host Jannese Torres dives into the inspiring journey of Gabby, a 46-year-old teacher aiming to retire by 57. Discover how Gabby transformed her financial landscape by maxing out her 403B and Roth IRA, investing in index funds, and strategically planning her retirement. Jannese shares expert insights on optimizing contributions, understanding withdrawal strategies, and the importance of asset allocation as retirement approaches. Tune in to learn how you can take control of your financial future and make early retirement a reality.Need help creating your financial freedom plan? Book Your Investor Power Hour CallWant your question answered on the show? Ask your question here!More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

Charge What You’re Worth with Dielle Charon

This episode is your wake-up call, y’all. Jannese is joined by sales coach and multi-seven-figure entrepreneur Dielle Charon to talk all things money, mindset, and making bank as a woman of color. From ditching her underpaid 9-5 to building a thriving coaching empire, Dielle breaks down how to turn your skills into income, charge your worth, and stop playing small. This convo is packed with truth bombs, permission slips, and straight-up strategy.💥 What We’re Talking About:Why your job skills are already monetizableGetting over your fear of visibility and sellingCharging high-ticket without guiltWhy staying small isn’t serving you or your communityReclaiming your financial power—on your termsConnect with Dielle:IG: @diellecharon + @forthe23percentPodcast: The Woman of Color Business ShowWebsite: forthe23percent.comlink to Dielle previous episode of YQD https://open.spotify.com/episode/0jcAI06rM3hRk1yux6iJe3?si=bmMYVgygRWe40WIryjDJJAMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

Ask Jannese: My Ex Wants Half Of The House Proceeds But I'm Paying The Mortgage Alone

In this episode of Yo Quiero Dinero, I'm tackling a listener's burning question about divorce and property ownership. Discover the pitfalls of verbal agreements, the importance of legal documentation, and strategies to protect your financial future. Don't let your ex-spouse cash in on your hard-earned equity! Want your question answered on the show? Ask your question here!More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.