Development Best Practices

25: Personal Finance: Socially-Responsible Investing and How Fees Kill your ROI

On today's episode we are pleased to welcome back Kamran Ayub, Pluralsight Author, speaker and consultant.  Kamran and I continue  our talk around Best Practices in Personal Finance with Part 3 of our 4 part series: Socially-Responsible Investing and How Fees Kill your ROI.  If you haven't listened to our first two episodes on budgeting and attacking your debt and smart investing, I would recommend you do so before listening to this one.1:20 Late-in-life investors2:30 Offense and defense in money strategy4:10 Moral choices in investing6:20 Real Estate investments7:10 Directly invest in businesses8:25 Financial Advisors9:10 Passively Index Investment vs Actively Managed Funds10:30 Scenario - investing in each type of fund12:10 Certified Financial Planners13:00 Fund Managers15:00 Expense ratios - what to look forA Random Walk Down Wall Street book - https://en.wikipedia.org/wiki/A_Random_Walk_Down_Wall_StreetPersonal Finance Tools:- Mint from Intuit - https://mint.intuit.com- Personal Capital - https://www.personalcapital.com- TillerHQ - https://www.tillerhq.com- YNAB - You need a budget - https://www.youneedabudget.comYou can reach Kamran at @kamranayub on Twitter and see his Pluralsight courses at https://www.pluralsight.com/authors/kamran-ayubMany thanks to Kamran for a great third episode in our four-part series.  Make sure to check back in a few weeks for Part 4: Tools, Security and your Retirement SavingsThe Development Best Practices podcast is brought to you by ILM Professional Services.  ILM cares about the developers in our community, and their financial health.  It's one of the reasons we're putting together this podcast series.  If you're interested in joining a company that cares about your whole self, not just the part you give during working hours, please consider joining ILM.  Please visit our website at ilmservice.com and check out our Careers page for more information.We're closing in on the end of our first season, and are busy booking guests for Season 2.  Any topics from Season 1 that you'd like us to revisit?  Any new topics would you like us to cover?  Please email us at podcast@ilmservice.com with your thoughts.  Thanks for listening, and have a wonderful day!

24: Personal Finance: How to Invest Smartly

On today's episode we are pleased to welcome back Kamran Ayub, Pluralsight Author, speaker and consultant.  Kamran and I continue  our talk around Best Practices in Personal Finance with Part 2 of our 4 part series: How to Invest Smartly.  If you haven't listened to our first episode on budgeting and attacking your debt, we would recommend you do so before listening to this one.1:16 When should we start investing?2:40 How to enter the market4:40 Understanding how the stock market works6:52 Market "timing" - you're not Warren Buffett10:10 The role of inflation in investing11:20 Bitcoin and risk balancingJL Collins Blog on How the Stock Market Works - https://jlcollinsnh.com/stock-series/Personal Finance Tools:- Mint from Intuit - https://mint.intuit.com- Personal Capital - https://www.personalcapital.com- TillerHQ - https://www.tillerhq.com- YNAB - You need a budget - https://www.youneedabudget.comYou can reach Kamran at @kamranayub on Twitter and see his Pluralsight courses at https://www.pluralsight.com/authors/kamran-ayubMany thanks to Kamran for a great second episode in our four-part series.  Make sure to check back in a few weeks for  part three :  socially-responsible investing and how fees kill your ROI.The Development Best Practices podcast is brought to you by ILM Professional Services.  ILM cares about the developers in our community, and their financial health.  It's one of the reasons we're putting together this podcast series.  If you're interested in joining a company that cares about your whole self, not just the part you give during working hours, please consider joining ILM.  Please visit our website at ilmservice.com and check out our Careers page for more information.We're closing in on the end of our first season, and are busy booking guests for Season 2.  Any topics from Season 1 that you'd like us to revisit?  Any new topics would you like us to cover?  Please email us at podcast@ilmservice.com with your thoughts.  Thanks for listening, and have a wonderful day!

23: Personal Finance: Budgeting and attacking your debt

On today's episode we are pleased to welcome Kamran Ayub, Pluralsight Author, speaker and consultant.  Kamran has given many great talks over the years on a variety of technical topics, but a couple years back he started speaking more on Personal Finance for Developers.  Today's episode begins a 4-part series that will walk you through the 4 steps toward financial security: Budgeting and attacking your debt; How to Invest Smartly; Socially-responsible investing and how fees kill your ROI; and Tools, security and your retirement savings.2:10 Best Practices in Marginal Gains4:40 Why should we care about personal finance?7:20 Budgeting8:40 Get rid of the wasted renders9:15 Data gathering techniques11:30 How to prioritize and attack debtAtomic Habits - jamesclear.comMr. Money Mustache Blog - https://www.mrmoneymustache.comPersonal Finance Tools:- Mint from Intuit - https://mint.intuit.com- Personal Capital - https://www.personalcapital.com- TillerHQ - https://www.tillerhq.com- YNAB - You need a budget - https://www.youneedabudget.comYou can reach Kamran at @kamranayub on Twitter and see his Pluralsight courses at https://www.pluralsight.com/authors/kamran-ayubMake sure to check back in a few weeks for Part II of our Personal Finance series: Investing Smartly.The Development Best Practices podcast is brought to you by ILM Professional Services.  ILM cares about the developers in our community, and their financial health.  It's one of the reasons we're putting together this podcast series.  If you're interested in joining a company that cares about your whole self, not just the part you give during working hours, please consider joining ILM.  Please visit our website at ilmservice.com and check out our Careers page for more information.We're closing in on the end of our first season, and are busy booking guests for Season 2.  Any topics from Season 1 that you'd like us to revisit?  Any new topics would you like us to cover?  Please email us at podcast@ilmservice.com with your thoughts.  Thanks for listening, and have a wonderful day!

22: Web Performance: Minification, Bundling, and All About Images

On this episode we welcome back Robert Boedigheimer, Microsoft MVP, Pluralsight Author and MDC Speaker for our third and final episode in our series about web performance.If you haven't listened to parts one and two (episodes 20 and 21), I'd suggest checking those two before this one.0:53 Minification vs compression2:57 Bundling4:30 IE is the Devil5:15 What to do with images6:35 Pick the right image format9:10 Lazy loading images11:05 Jif or Gif?12:15 Critical CSShttps://caniuse.com/https://criticalcss.comFind Robert at @boedie on Twitter.The Development Best Practices Podcast is brought to you by ILM Professional Services.  Creating performant web applications is not simple, particularly if this is something you don't do regularly.  ILM does a LOT of work creating highly performant web applications - applications that load fast and safely.  We'd love to help you - please reach out to us at ilmservice.com so we can discuss how.Finally, if you like what you heard in this episode, please tell a friend about us.  If you have any feedback on this episode or have a topic you'd like us to cover, please email us at podcast@ilmservice.com.

21: Web Performance: Content Caching and CDNs

In this episode we're happy to welcome back Robert Boedigheimer, Microsoft MVP, Pluralsight Author and MDC Speaker for part two in our series on web perfromance.  If you haven't listened to part one, I'd suggest pausing this one and listening to the previous episode, which lays the groundwork for much of what we'll talk about today.In this episode, Robert and I talk about synthetic vs real user monitoring, how FAST your web page needs to be, content expiration and CDNs.  We end by swapping internet topology war stories.1:10 Synthetic Monitoring vs Real User Monitoring2:25 How fast does my website need to be?5:00 Abandonment rate6:25 Content expiration9:35 Changing cached content12:25 Content Delivery Networks15:40 Types of content in CDNs16:15 Internet topology war storiesSpeedCurve: https://www.speedcurve.comResponse header to clear browser cache of site resources: https://developer.mozilla.org/en-US/docs/Web/HTTP/Headers/Clear-Site-DataGoogle Engineers in a Bar - Bandwidth vs. Latency: https://docs.google.com/a/chromium.org/viewer?a=v&pid=sites&srcid=Y2hyb21pdW0ub3JnfGRldnxneDoxMzcyOWI1N2I4YzI3NzE2&b=2)Up-to-date browser support tables: https://caniuse.com/Find Robert at @boedie on Twitter.Please be sure to listen in a few weeks to Part Three of our web performance series with Robert, which will cover minification, compression, bundling, and the tricky topic of images.The Development Best Practices Podcast is brought to you by ILM Professional Services.  Creating performant web applications is not simple, particularly if this is something you don't do regularly.  ILM does a LOT of work creating highly performant web applications - applications that load fast and safely.  We'd love to help you - please reach out to us at ilmservice.com so we can discuss how.Finally, if you like what you heard in this episode, please tell a friend about us.  If you have any feedback on this episode or have a topic you'd like us to cover, please email us at podcast@ilmservice.com.