Making Money

ARCHIVE: How do you fix your money issues?

Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, ⁠Money on Your Mind⁠ looks at how we can develop a better relationship with money, because it pervades everything we do. *Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to* This episode was first published in September 2024 🤝 Get 1:1 financial guidance or advice - from our own adviser service ⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠ Odoo - Apps to run your business: ⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

What to do when you disagree about money

Do you and your partner disagree when it comes to investing? Are you a saver while they’re a spender — or is it the other way around? Does a 50/50 split feel unfair? Sara Jane Maxwell is a financial coach and founder of Wealth Coach, where she helps individuals and couples work through their money-related issues. Share your visualisation in a comment, and find out more about Sara’s work here: https://www.wealth-coach.co.uk 🤝 Get 1:1 financial guidance or advice - from our own adviser service ⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠ Odoo - Apps to run your business: ⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Is buy-to-let dead?

Is buy-to-let dead in the UK - and should it be? Rob Dix, one of the founders of Property Hub and both a landlord and tenant, breaks down how various factors have reshaped the market. With landlord numbers falling and returns fading, what role should property play in the UK’s — and investors’ — future? ➕ You can grab Rob’s free tools, including the calculator here: https://www.propertyhub.net/money 🤝 Get 1:1 financial guidance or advice - from our own adviser service ⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠ Odoo - Apps to run your business: ⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Are too many people passive investing?

As you know, we’re big fans of passive investing — it’s simple, low-cost, and it works. But with passive funds now making up nearly 60% of US stock funds, what has that done to the market? Dimitri Vayanos is Professor of Finance at the London School of Economics and co-author of the award-winning paper Passive Investing and the Rise of Mega Firms. Read Dimitri’s paper here: https://personal.lse.ac.uk/vayanos/Papers/PIRMF_RFSf.pdf 📈Here’s my free investing course: https://makingmoney.email/investing-course-audio 🤝 Get 1:1 financial guidance or advice - from our own adviser service ⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠ Odoo - Apps to run your business: ⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Defined Benefit (DB) pensions: What you need to know

Do you have a Defined Benefit (DB) pension but not quite sure how it works? Is there a way to retire early in a DB scheme? Is transferring out ever really worth it? Financial adviser Peter Lawlor, from Expert Pensions Advice, has over 30 years of experience and breaks it all down. You can book a free call with Peter here: https://calendly.com/peter-1138/60min Or you can email him here: peter@expertpensions.com 🧑‍💻DB Pension Decoder - free guide to figure out the value of your pension https://makingmoney.email/DB-decoder-audio 🤝 Get 1:1 financial guidance or advice - from our own adviser service ⁠https://makingmoney.email/financial-advisors-audio⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠https://moneyweek.com/money⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠https://vanta.com/makingmoney⁠⁠ Odoo - Apps to run your business: ⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.