MONEY WITHOUT MATH

You're Not Alone: The Rise of Solo Living with Dr. Peter McGraw

What does it mean to live a remarkable life—solo? Dr. Peter McGraw has spent the last five years exploring that question as a behavioral economist, author, and lifelong bachelor. In this conversation, we sit down with him to talk about how the world—and the financial industry—still defaults to couples, even as the number of single adults continues to rise.There’s also a bigger conversation about how norms shape the way we think about money. Because nowadays, financial systems are full of outdated assumptions, but when you start asking different questions, the game can change.In this episode:The rise of “new way” singles and how their goals differWhy single living often means luxury livingHow financial planning norms can fail unmarried adultsWhat advisors (and clients) can do to rethink the scriptConnect with Karen:Clarity PlanningLinkedInYouTubeInstagramConnect with our guests: Dr. Peter McGraw on LinkedInDr. Peter McGraw’s website

The Art of Failing Forward: Lessons from Silicon Valley with Tissa Richards

For many people, having a startup in Silicon Valley is the ultimate dream, and Tissa Richards reached it with a software company that she later decided to shut down. It was not an easy decision to make, but it helped her build resilience and reinvent herself. Now, this resilient founder has become a leadership advisor and author who guides executives through failure and helps them see it as an opportunity. Today, we talk about bouncing forward, adapting to change, and communicating with clarity and purpose.In this episode:The difference between failure and defeatStrategies for communicating your value with confidenceHow to turn setbacks into career opportunitiesJoin us and discover how the hardest moments in your career can be the inflection point that takes you exactly where you want to be.Connect with Karen:Clarity PlanningLinkedInYouTubeInstagramConnect with our guests: Tissa Richards WebsiteTissa Richards on LinkedIn

Stepping Into Her Shoes: The Stay-at-Home Dad Wake-Up Call with Kim Nakamaru & David Pidancet

What happens when successful couples decide one person should hit pause on their career to shake things up at home and work? That’s the conversation we are having today in this episode of Money Without Math. Our guests? Kim Nakamaru and David Pidancet, two professionals in the aerospace industry who decided to switch traditional roles and become a family with a working mom and a full-time dad.In this episode:The negotiations that come with big life changesTraditional roles and how they embraced new ways of doing thingsThe best strategies for succeeding in a transition like thisTune in to hear how unique the journey can be when it comes to balancing professions and family life.Connect with Karen:Clarity PlanningLinkedInYouTubeInstagramConnect with our guests: Kim Nakamaru on LinkedInDavid Pidancet on LinkedInCountry Music Dads PodcastFacebook: Country Music DadsThe Bro Dad PodcastRelativity Space

Exploring a Portfolio Career with Deanah Baker

The traditional career timeline of working full-time for decades and then withdrawing abruptly is not only outdated, it’s loaded with challenges from decreased income to loss of identity and purpose. Enter the portfolio career. Unlike the typical career path comprised of one employer and one income stream, a portfolio career might include multiple roles, organizations, and/or income streams. After an impressive 32-year career with Walmart, guest Deanah Baker is exploring a world where work is more than a single job. Instead of retreating to retirement, Deanah is directing her energy and deep expertise to serve on boards, consult, and nurture her network. Key conversations in this episode include:Deanah's journey from single company loyalty to exploring multiple ventures. [00:02:15] The mental shift from a fast-paced retail career to a slower yet purposeful path. [00:04:24] Embracing a "portfolio career": leveraging past expertise while discovering new passions. [00:08:16] Enriching the next chapter of life with genuine mentorship and community support. [00:13:20] Defining personal work-life balance when time is no longer dictated by corporate demands. [00:16:51] And moreConnect with Karen Coyne: Clarity Planningteam@raymondjames.com301-739-7002LinkedIn: Karen Coyne, CFP®X: @karencoyneYouTube: @karencoynecfpInstagram: @moneywithoutmathConnect with Deanah Baker:LinkedIn: Deanah BakerAbout Our Guest: Deanah Baker is a former global CPG/B2C retail executive at Walmart, now consulting with high-growth organizations to drive sustained profitability and market share expansion.Deanah partners with business leaders to develop multi-year strategies that deliver differentiated revenue growth and profitability.She transforms innovative ideas into successful products, brands, and initiatives that enhance sales performance and customer experience.Deanah advises CEOs on organizational changes that optimize teams and support new business ventures.She equips leaders and teams with deep industry knowledge, merchant and supplier criteria, and problem-solving skills to drive win-win business outcomes.Deanah has held senior officer roles in omnichannel merchandising, managing $25 billion P&Ls. She led the launch of multiple private label and national brands, generating over $10 billion in annual revenue. She also spearheaded the implementation of RFID-driven real-time inventory tracking, enabling curbside pickup and delivery for the Apparel Division.

Embrace AI for Career Growth

What if AI could be your best work ally instead of a job-stealer? Let's dive into the exciting world of AI, not as a threat, but as a powerful tool for personal and career growth.Karen Coyne hosts Susan Youngblood, an AI and Human Capital advisor, as they unravel how AI reshapes our lives, especially in our workspaces. Explore how AI integrates seamlessly into your daily routines, from refining repetitive tasks to sparking creative problem-solving.Key episode discussion points include:The current role AI plays in our work lives [00:02:51]Preparing for AI-driven changes in the workplace, from those feeling overwhelmed to tech enthusiasts [00:05:17]Enhancing personal education with AI without needing deep technical know-how, discussed [00:05:41]Embracing AI as a career accelerator rather than a threat [00:22:05]And more!Connect with Karen Coyne: Clarity Planningteam@raymondjames.com301-739-7002LinkedIn: Karen Coyne, CFP®X: @karencoyneYouTube: @karencoynecfpInstagram: @moneywithoutmathConnect with Susan Youngblood:LinkedIn: Susan YoungbloodBessemer Venture PartnersAbout Our Guest:Susan Youngblood is an operating advisor and technology Chief Human Resources Officer and Artificial Intelligence (AI) advisor who has launched, transformed, and acquired companies. Her combination of technical savvy and human capital management expertise positions her to advise boards and leaders on preparing for the AI-enabled workplace.With a career spanning Fortune 50 companies, private equity-backed ventures, and startups, Susan has been a catalyst for business transformation, guiding organizations through critical inflection points, including digital transformation, M&A, global scaling, and preparing workforces for emerging technologies and AI implementation.Susan architected the human capital strategy for the launch of the AI software firm Ascendion, where she was the Chief People Officer. Earlier, she worked with Blackstone to prepare for the $27B sale of fintech Refinitiv to LSEG and led integration planning. At IBM, she successfully managed eight global acquisitions and integrations totaling $1B Enterprise Value. Susan's strategic approach to workforce management has consistently delivered multi-million-dollar savings, evidence of her approach to driving high ROI.Susan serves on the Board of Directors for Cornell University’s ILR School, is an advisor for an agentic AI startup, and is an angel investor. She holds a bachelor’s degree in psychology from Vassar College and a Master of Industrial and Labor Relations (MILR) degree from Cornell University, where she was also the assistant coach of the women’s tennis team.