MONEY WITHOUT MATH

How To Be a Better Quitter with Amani Zaveri

Today we're throwing it back to an incredible episode with Amani Zaveri, which you won't want to miss! Quitting has such a negative connotation today. But quitting isn’t always a terrible thing. In fact, it can be a powerful and positive skill.In this episode, Karen Coyne and Amani Zaveri examine the misunderstood art of quitting. For starters, the Latin root word for quitting, quietus, is closer to liberating than it is to failing.Karen and Amani connect financial habits to the concept of quitting, offering fresh insights on using savings for intentional life changes. They explore when it’s time to quit — whether a job, relationship, or hobby — by recognizing signs like persistent dissatisfaction, an overloaded schedule, or mental disengagement.(This episode reminds us that quitting, when done thoughtfully, can be a powerful step toward a more authentic and fulfilling life!)Key Highlights:Quitting as Liberation: Redefining quitting as a positive and necessary life skill for personal growthFinancial Decisions & Quitting: Linking financial habits to the strategic use of quitting for intentional life changesKnowing When to Quit: Recognizing the signs that it’s time to let go and move forwardQuiet Quitting: Understanding how disengagement extends beyond the workplace to relationships and activitiesBenefits of Quitting: Discovering the mental clarity and renewed energy that come from making the right decisions at the right timeNavigating the Emotional Side: Handling the grief and loss that may accompany quitting, with support from othersPractical Tips: Regularly reassessing your life’s direction to ensure you’re aligned with your true goalsAnd much more!Connect with Karen Coyne: Clarity Planningteam@raymondjames.com301-739-7002LinkedIn: Karen Coyne, CFP®X: @karencoyneYouTube: @karencoynecfpInstagram: @moneywithoutmathConnect with Amani Zaveri: LinkedIn: Amani ZaveriGlobal Soul TravelSubstack for Amani’s travel businessBook a complimentary exploratory call About Our Guest: Originally from India and born and raised in Hong Kong, Amani has been in the luxury travel space for 12 years. After working as a members-only concierge for 9 years, she launched her own luxury travel agency where she works with high-net-worth individuals and companies for their travel needs. She's planned everything from Indian destination weddings to a year-long round-the-world trip for a family and everything in between. Amani's desire to start her own business was propelled by a need to have more flexibility and spend more quality time with family. She's passionate about helping female entrepreneurs create balance in their lives so they don't have to choose their careers or personal life. 

The Trouble with Blanket Advice with Melissa Joy

Some advice sounds harmless, but when it’s pulled out of context, it can quietly steer you in the wrong direction. Today we’re joined by Melissa Joy, founder of Pearl Planning, for a conversation about the kind of money “rules” that sound wise on the surface but don’t always fit your life.We explore the trouble with blanket statements like “you should never buy a new car” or “always max out retirement accounts,” especially for people who’ve moved beyond survival mode and are making more nuanced financial choices. Along the way, we talk about how shame often seeps into money decisions, why one-size-fits-all guidance doesn’t serve everyone, and why your values deserve a place in the conversation.In this episode:Why the word “should” can be so damaging in financial conversationsHow to spot advice that’s built for someone else’s life, not yoursWhy success doesn’t always make decisions easierThe importance of aligning money choices with what matters most to youConnect with Karen:Clarity PlanningLinkedInYouTubeInstagramConnect with our guests: Melissa Joy on LinkedInPearl Planning

Real Talk About Retirement with Christine Benz

Retirement can be one of life’s most rewarding chapters when it’s shaped around purpose, connection, and the freedom to design your days. In this conversation, we sit with Christine Benz, Morningstar’s Director of Personal Finance and Retirement Planning, to explore the choices that make those years meaningful.We discuss the lessons and limitations of the FIRE movement (Financial Independence, Retire Early), the surprising challenges that come with spending after a lifetime of saving, and ways to prepare for the realities of long-term care. You’ll also hear why crafting a gradual “glide path” into retirement often leads to greater happiness, and how small shifts today can set you up for a future filled with energy and engagement.In this episode:Why retirement works best when it’s more of a glide path than a hard stopThe overlooked challenge of spending money after years of savingHow to think about long-term care before you need itWhat the FIRE movement gets right—and where it falls shortConnect with Karen:Clarity PlanningLinkedInYouTubeInstagramConnect with our guests: Christine Benz on LinkedInMorningstarGet Going On Savings Initiative

You're Not Alone: The Rise of Solo Living with Dr. Peter McGraw

What does it mean to live a remarkable life—solo? Dr. Peter McGraw has spent the last five years exploring that question as a behavioral economist, author, and lifelong bachelor. In this conversation, we sit down with him to talk about how the world—and the financial industry—still defaults to couples, even as the number of single adults continues to rise.There’s also a bigger conversation about how norms shape the way we think about money. Because nowadays, financial systems are full of outdated assumptions, but when you start asking different questions, the game can change.In this episode:The rise of “new way” singles and how their goals differWhy single living often means luxury livingHow financial planning norms can fail unmarried adultsWhat advisors (and clients) can do to rethink the scriptConnect with Karen:Clarity PlanningLinkedInYouTubeInstagramConnect with our guests: Dr. Peter McGraw on LinkedInDr. Peter McGraw’s website

The Art of Failing Forward: Lessons from Silicon Valley with Tissa Richards

For many people, having a startup in Silicon Valley is the ultimate dream, and Tissa Richards reached it with a software company that she later decided to shut down. It was not an easy decision to make, but it helped her build resilience and reinvent herself. Now, this resilient founder has become a leadership advisor and author who guides executives through failure and helps them see it as an opportunity. Today, we talk about bouncing forward, adapting to change, and communicating with clarity and purpose.In this episode:The difference between failure and defeatStrategies for communicating your value with confidenceHow to turn setbacks into career opportunitiesJoin us and discover how the hardest moments in your career can be the inflection point that takes you exactly where you want to be.Connect with Karen:Clarity PlanningLinkedInYouTubeInstagramConnect with our guests: Tissa Richards WebsiteTissa Richards on LinkedIn