Your Property Guide

21 - Property Investing 101 mini series - Part 1 with Matt Piotrowski

🎧 Episode 1 – What Is Property InvestingYour Property Guide Podcast – Hosted by Matt PiotrowskiPart 1 of our 10-part Property Investing 101 Mini-SeriesWelcome to the ultimate beginner’s guide to building wealth through property. Whether you're just getting started or revisiting the foundations, this 10-part series breaks everything down into easy-to-follow episodes that give you the confidence and clarity to take action.In Episode 1, Matt Piotrowski lays the groundwork for what property investing really is, and how it’s different from buying your own home. We unpack key concepts like lifestyle vs investment assets, how leverage works, and the four core benefits of investing in property: Capital growth, rental income, value-add potential, and tax benefits. We also explore the major property types (residential vs commercial), common rental models (long-term, short-stay, and co-living), and break down the difference between passive and active strategies. From the classic buy-and-hold approach to more advanced strategies like reno flips and subdivision, you’ll walk away with a solid framework to understand your options.🔑 Key Topics Covered:What is property investing (and how it’s different from buying a home)The difference between lifestyle vs investment assetsWhy Aussies love property: tangible, familiar, stable, and leverageableHow leverage can supercharge your returnsThe 4 Core Benefits of property investing: 1️⃣ Capital Growth 2️⃣ Rental Income 3️⃣ Value-Add Potential 4️⃣ Tax BenefitsThe major property types: residential vs commercialThe most common rental models: long-term, short-stay & co-livingPassive vs Active InvestingThe 4 most common investment strategies ranked by involvement 🏡 Buy & Hold 🔨 Buy, Reno, Hold 💸 Buy, Reno, Flip 🏗️ Develop & Subdivide🎯 Who’s This Series For?First-time investors feeling overwhelmed by all the jargonAnyone revisiting the fundamentals to sharpen their strategyThose wanting a clear roadmap from zero to confident action👇 Catch Up or Reach OutMatt Piotrowski – Your Property GuideInstagram: https://www.instagram.com/matt.propertyguide/LinkedIn: https://www.linkedin.com/in/mattpropertyguide/📌 Next Episode: We dive into finance, loans, borrowing power and using leverage the smart way.📅 Listen to Episode 2 now or hit follow so you don’t miss it.Disclaimer ⚖️The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions.Stay Connected with the Podcast & YPG Co💬Instagram: https://www.instagram.com/yourpropertyguideLinkedIn: https://www.linkedin.com/in/mattpropertyguide/Your Property Guide - The only property guide you will ever need.Your Property Guide - The only property guide you will ever need.

20 - Perth v Melbourne & where to look sub $600K ft. Scott Townsend & Matt Piotrowski

Perth vs Melbourne: Market Moves, Buyer Fatigue & Where to Next?🎧 Episode Summary:Back by popular demand, Scott Townsend joins us for a timely catch-up almost exactly a year since his last appearance. We unpack what’s changed, and what hasn’t in the Perth property market, including stock levels, buyer sentiment, and the return of East Coast investor interest.We also explore how Perth stacks up against Melbourne in today’s market and what buyers need to consider when choosing between the two. Whether you're navigating a tight budget, chasing yield, or thinking long-term capital growth.This one’s packed with insight.💡 Key Takeaways:✅ Perth listings are at historic lowsju - just 3545 total, including only 2099 houses✅ Winter stock drop + consistent weekly sales = tight conditions remain✅ East Coast buyers and agents are circling Perth again - why now?✅ Buyer fatigue is real, but so is pent-up demand✅ Melbourne offers bargains and long-term upside - but with higher holding costs✅ Townhouses are rising in appeal across both cities✅ Why not all units are equal—and where they can work ✅ The one question every investor must ask: "What fits my objectives?"🏡 Perth vs Melbourne Deep Dive: We break down cost-to-hold, price growth outlook, and buyer profile for both markets, and why your next move should depend more on you than the headlines.🛠️ Tip of the Episode: Buying below replacement cost, especially in landlocked quality suburbs is a smart play in both cities.Links & Resources 🔗Scott Townsendwww.perthpropertybuyers.com.auMatt Piotrowski – Your Property GuideInstagram: https://www.instagram.com/matt.propertyguide/LinkedIn: https://www.linkedin.com/in/mattpropertyguide/Dynamic Wealth – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicwealthgroup/Book a strategy call: https://dynamicwealth.com.auDisclaimer ⚖️The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions.Stay Connected with the Podcast & YPG Co💬Instagram: https://www.instagram.com/yourpropertyguideLinkedIn: https://www.linkedin.com/in/mattpropertyguide/Your Property Guide - The only property guide you will ever need.

19 - The Reality of Property: From FIFO Finance to Smart Flips ft. Janine Leafe

In this episode, Matt sits down with Janine Leafe to dig into the realities of renovation flips, property investing myths, and why financial literacy matters more than ever—especially for FIFO workers. Janine unpacks why she built Fluoro Finance, how her background shaped her mission to protect clients from predatory spruikers, and the mindset you need to build wealth sustainably in today’s market.We cover it all—from identifying ugly ducklings with hidden value to understanding why growth in property isn’t always glamorous or fast—and why that’s okay. ✅ Why FIFO workers are often targeted by slick sales tactics—and how to avoid getting burned✅ The real math behind renovation flips (and how to avoid overcapitalising) ✅ Tips for buying well and adding value strategically ✅ The power of “sweat equity” and project-managing your own renovation ✅ Why context matters more than blanket property advice ✅ The triangle (or square!) of professionals you need on your team—broker, accountant, financial advisor, and buyer’s agent ✅ Why tax benefits should be the cherry, not the cake, in your investment strategy 🛠️ Janine’s 3 Top Tips for Reno Flips:Buy the ugliest house with the strongest bones. Look for cosmetic upgrades, not full structural overhauls.Live in it. Owner-occupier flips often come with capital gains tax benefits—check with your accountant.Do as much as you can yourself. Organise trades directly and be smart with your budget so your margins don’t evaporate.Links & Resources 🔗Janine Leafewww.fluorofinance.com.auhttps://au.linkedin.com/in/janineleafehttps://www.instagram.com/janine.leafe/ https://facebook.com/scott.janineMatt Piotrowski – Your Property GuideInstagram: https://www.instagram.com/matt.propertyguide/LinkedIn: https://www.linkedin.com/in/mattpropertyguide/Dynamic Wealth – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicwealthgroup/Book a strategy call: https://dynamicwealth.com.auDisclaimer ⚖️The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions.Stay Connected 💬Instagram: https://www.instagram.com/yourpropertyguideLinkedIn: https://www.linkedin.com/in/mattpropertyguide/Your Property Guide - The only property guide you will ever need.

18 - Cashflow with HMO ft. Neil Gibb

Episode SnapshotFormer UK sparkie turned Aussie developer Neil Gibb—founder of The HMO Property Co shares how purpose‑built Houses of Multiple Occupancy (HMOs) can ease Australia’s rental squeeze, build real community and still pump out strong, recession‑resilient returns for investors. His moon‑shot? Deliver 10 000 affordable co‑living rooms by 2031—one house at a time. Key Takeaways 🛠️HMOs/co‑living meet booming demand for affordable, convenient rooms.Community‑driven design slashes tenant isolation and vacancy.Investors can achieve high yields and stable cash‑flow from well‑run HMOs.“Hidden homelessness” is rising—Neil’s model plugs the gap between social housing and traditional rentals.Neil’s goal: 10 000 rooms in 10 years, proving scale and impact are possible.Links & Resources 🔗Neil Gibb – The HMO Property CoWebsite: https://thehmopropertyco.comInstagram: https://www.instagram.com/neilgibb_hmo_property/Matt Piotrowski – Your Property GuideInstagram: https://www.instagram.com/matt.propertyguide/LinkedIn: https://www.linkedin.com/in/mattpropertyguide/Dynamic Wealth – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicwealthgroup/Book a strategy call: https://dynamicwealth.com.auDisclaimer ⚖️The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions.Stay Connected 💬Instagram: https://www.instagram.com/yourpropertyguide LinkedIn: https://www.linkedin.com/in/mattpropertyguide/Your Property Guide - The only property guide you will ever need.

17 - Building a winners mindset, an inspirational story ft. Dino Djulbic

From Football to Foundations: Dino Djulbic’s Property & Building JourneyIn this episode of Your Property Guide, we sit down with former Perth Glory star Dino Djulbic, who’s gone from elite-level football to building a successful construction company and growing a solid property portfolio.Dino shares the mindset that helped him thrive on the pitch—and how those same values of discipline, resilience, and hard work now drive his success in the building and property world. From life lessons in sport to insights on running a construction business, this episode dives deep into what it takes to transition into life after professional sport.Whether you're into property, building, or just love a good story of personal growth—this one’s packed with gold.📌 Topics covered:Dino’s transition from footballer to builder and property investorLife lessons from sport that apply to businessBuilding strong foundations in life, business, and constructionAdvice for athletes and anyone navigating career changeInsights into the construction industry and property investing🎧 Hit play and get inspired by Dino’s journey! 👉 Got questions or looking for expert advice? Connect with us! Matt PiotrowskiHost of Your Property Guide, managing director of Dynamic Wealth, Buyers Agent, and Investor.https://www.instagram.com/matt.propertyguide/https://www.linkedin.com/in/mattpropertyguide/ Dino Djulbic - Trio Homeshttps://triohomes.com.au/ Dynamic Wealth - Perths Premium Buyers AgencyFor investors, by investors.https://www.instagram.com/dynamicwealthgroup🔔 Don’t forget to follow and subscribe!Your Property Guide - The only property guide you will ever need.