The Practical Protection Podcast

The PPP Teaser

Hi Everyone!This is our podcast teaser, 'pilot', episode. We are so excited to be sharing this with you and giving you a taster of what our podcast is going to be about. You will quickly discover that Kathryn and Andrew are talking about serious topics, but not in a harrowing way. You will hear random bursts of giggles, random cut aways to side thoughts, but mainly a desire to help the protection industry evolve.We hope you like this taster and we shall see you for our official launch, at the beginning of February.Bye for now

Epilepsy and Insurance

Hi Everyone,This is our first official, proper, hopefully fantabulous, brand spanking new episode. Can you tell we are a bit excited?In this episode we are focusing on epilepsy and what you need to know, if you have this condition and want insurance.Our 3 key takeaways,1. There are approximately 60 different types of epileptic seizures2. Epilepsy is not often a huge red flag for insurers3. Two case study clients living with epilepsy, you might think are uninsurableDon't worry, we know insurance is boring and Kathryn and Andrew have done well to avoid the jargon!There is also a teaser at the end where you get to decide in this episodes 'Truth or Lie' if it is Kathryn or Andrew that is a liar. But! You have to tune in for episode 2 to hear the answer, see what we've done there, enticing you back, we're so smooth.

Rare Diseases and Insurance

Hi Everyone,We are absolutely blown away by the downloads and feedback that the podcast is getting. Thank you to everyone that has left us a review and personally reached out to us to give us your thoughts.In this episode we are focusing on rare diseases (or conditions as Kathryn prefers, she doesn't like being thought of as diseased!) and what you need to know, if you have this condition and want insurance.Our 3 key takeaways,1. 1 in every 20 people in the UK has a rare disease2. Insurers trust that GP reports are accurate, but there are times that they are wrong3. A case study of sickle cell anaemiaAndrew has expertly stayed away from technical jargon, but please forgive Kathryn for going off on a smidgen of medical info, this is a subject she is very passionate about!There is another teaser at the end in our 'Truth or Lie' feature and you need to decide again if it is Kathryn or Andrew that is a liar. But! Like last time you have to tune in to episode 3 to hear the answer.

Vaping and Insurance

Hi Everyone,This is our third episode and it's all about vaping. The most interesting thing is that Kathryn and Andrew have kind of switched roles in this one. Kathryn is more cautious about the underwriting of ecig users, than Andrew is!Are you guessing who is telling the truth or lying, right?In this episode we are focusing on e-cigarettes and what you need to know, if you use these and want insurance.Our 3 key takeaways,1. 5-6% of adults in the UK vape.2. Some insurers may class very occasional smokers, as non-smokers.3. Potential ratings for an ex-smoker that has previously had a heart attack.As with all of our episodes, do you agree with us? Disagree with us? Send us a message and let us know your thoughts. We would also love for you to send us any questions that you want us to discuss on upcoming episodes.

Mental Health and Insurance

*** Disclaimer: In this episode we are going to be talking about mental health conditions and in particular suicidal thoughts and attempts. Please be aware that some people may find some of the content upsetting.***Hi Everyone,We had a really insightful time at last week's Cover Mental Health conference. It was great to hear from our peers and new friends, about how we are all taking every step that we can to support people living with mental health conditions.Kathryn is not one to shy away from saying that she has had generalised anxiety disorder for many years, and experienced agoraphobia a couple of times. She is incredibly passionate about people living with mental health conditions, getting fair access to insurance.Andrew has been working alongside insurers to determine the best ways to develop current medical underwriting stances, especially the language used, when it comes to mental health. He is currently developing a mental health training programme for advisers, so that they can support their clients fully.Our 3 key takeaways,1. 26.8% of 16-24 year olds have had suicidal thoughts.2. Example Vulnerable Customer policy.3. Case study client that was able to have life insurance after a suicide attempt, without a permanent suicide or self-harm exclusion.We always love to hear from you, please do let us know your thoughts of the podcast and if you think that our ramblings are good, bad or simply not your cup of tea.