Off the Fence with Karen Covy: Mastering Decision Making, Divorce & More

The Money Mistakes Most Women Make Without Realizing It

What if the biggest threat to your financial future isn't market crashes or economic downturns, but simply not being part of the conversation? In her 25 years of working within the financial services industry, Dr. Barbara Provost discovered that women’s financial needs (including the need for a financial education) were being largely ignored. As a result, women were making money mistakes they didn't need to make. She and her daughter Maggie Nielsen are now on a mission to change that. Together, they operate Purse Strings, an organization designed to provide women with clear, practical financial education and connect them with vetted professionals who understand their unique challenges. Whether it’s preparing for retirement, navigating divorce, or recovering from unexpected loss, Dr. Provost and Maggie focus on helping women make confident, informed financial decisions during major life transitions and beyond.In this podcast episode, we dive deeply into the most common and costly financial mistakes women make - like staying out of financial conversations, undervaluing their contributions, or trusting advisors who don’t engage with them. We also talk about simple, practical steps you can take to start regaining control of your financial future, and to build the right support team who will help you do that.If you’re feeling uncertain about your finances (especially if you’re facing a divorce!) this podcast episode is a great first step toward building the secure financial future you dream about.About Dr. Barbara & MaggieDr. Barbara Provost and Maggie Nielsen are a dynamic mother-daughter duo committed to empowering women with the tools they need to make confident financial decisions. As a consultant, educator, and entrepreneur, Barbara connects women with trusted financial professionals to help them plan for a future full of choices. Maggie, with her curious mindset and passion for personal growth, inspires others through motivational talks and equips women with the financial knowledge they need to thrive. Together, they are dedicated to helping women build lives free from financial stress thanks to the support of their community of trusted professionals.Connect with Dr. Barbara & MaggieYou can connect with Dr. Barbara & Maggie on LinkedIn at Purse Strings and on Facebook at Purse Strings. And follow them on YouTube at Purse Strings and on Instagram at Purse Strings.  To find out more about their work visit their website at Purse Strings and listen to their podcast Women and Money: The Shit We Don't Talk About.  Grab your free Divorce Prep Guide.Karen Covy is a Divorce Coach and Consultant, Lawyer, Author, and Speaker who is dedicated to helping people make the best decisions possible for themselves, their families, and their future - especially in stressful times. You can check out Karen's videos on YouTube.You can connect with Karen on LinkedIn, Facebook, Instagram, Twitter, and on her own website at karencovy.com.

What No One Tells You About Divorce and Your Money

What if everything you think you know about divorce and your money is keeping you trapped in financial anxiety? Phil Telpner, a financial advisor, former hedge fund manager, and president of Breakout Private Wealth, reveals why even women with substantial assets find themselves paralyzed by money decisions during and after their divorce. He also reveals the simple system he created that will turn that around.Phil breaks down the most common questions women face post-divorce: “Can I?”, “How much?”, and “What if?”. He also reveals how you can turn your answers to these questions into the foundation of a strong financial plan. Phil also unpacks the hidden landmines that can derail your financial future after divorce, including maintenance changes due to job loss, and the tax implications that come with switching your filing status post-divorce. Phil challenges conventional financial wisdom and offers practical strategies for maximizing your wealth and minimizing your financial risks after your divorce. His insights offer a lifeline for women who want to build financial security while modeling financial strength for their children. Throughout this episode, Phil’s message is clear: Action eliminates anxiety. You don’t need to have every financial issue figured out from the start. You just need to take your next best step.About PhilPhil helps recently divorced women take their finances from overwhelm and anxiety to opportunity.  He is the author "Million Dollar Divorce- How To Avoid Money Anxiety After Divorce, Without Sacrificing Your Lifestyle) and the "Gen X Guide To Financial Independence" Husband, Dad, Financial Advisor, Owner Breakout Private Wealth.Connect with PhilYou can connect with Phil on LinkedIn at Phil Telpner.  To explore how Phil can help you achieve your goals visit his website at Breakout Private Wealth.  You can email Phil at pt@breakoutprivatewealth.comKaren Covy is a Divorce Coach and Consultant, Lawyer, Author, and Speaker who is dedicated to helping people make the best decisions possible for themselves, their families, and their future - especially in stressful times. You can check out Karen's videos on YouTube.You can connect with Karen on LinkedIn, Facebook, Instagram, Twitter, and on her own website at karencovy.com.

Real Self-Care that Works When Your Life is Falling Apart

What if the biggest threat to your health isn't cancer or heart disease, but something hiding in plain sight that you do every single day? Chronic stress – especially the stress that comes with major life events like divorce or a demanding career, can trigger autoimmune conditions, adrenal fatigue, and thyroid problems. Health coach Jennifer Gilman, who’s known as the Self-Care Muse, knows that reality all too well.In this podcast episode, Jennifer shares her journey from a burned-out entrepreneur who was experiencing debilitating fatigue, cognitive impairment, and full-body tremors to someone who is now vibrantly alive.The real power of this conversation, though, lies in the practical, no-cost self-care strategies that Jennifer shares to turn your health around. (And yes, we go way beyond the typical “take a bubble bath” advice!)We also dive into the science of what’s really happening in the body when we’re exhausted, anxious, or foggy—and why symptoms like these are often dismissed or misdiagnosed. From thyroid crashes to cognitive shutdown, Jennifer connects the dots between emotional stress and physical breakdowns in a way that’s both accessible and eye-opening.Whether you’re in the thick of a divorce or just trying to reclaim your health, Jennifer offers a grounded path forward that starts with small, consistent steps—and gives you permission to rebuild your life, one moment at a time. About JenniferJennifer Gilman, is a National Board-Certified Health & Wellness Coach and the visionary force behind New Way Health Coach. After a 26-year corporate career marked by autoimmune struggles and burnout, Jennifer transformed her own health—and now helps others do the same through science-backed, deeply personalized coaching. She and her team specialize in one-on-one coaching and corporate wellness, blending functional medicine with intuitive, real-world strategies. Known as the “self-care muse,” Jennifer inspires lasting change and empowers clients to reclaim their energy, focus, and well-being.Connect with JenniferYou can connect with Jennifer on LinkedIn at Jennifer Gilman and on Facebook at New Way Health Coach.  You can follow Jennifer on her YouTube channel at New Way Health Coach and on Instagram at New Way Health Coach.  To find out more about Jennifer’s work or to schedule a Discovery call for 1:1 coaching visit her website at New Way Health Coach.Karen Covy is a Divorce Coach and Consultant, Lawyer, Author, and Speaker who is dedicated to helping people make the best decisions possible for themselves, their families, and their future - especially in stressful times. You can check out Karen's videos on YouTube.You can connect with Karen on LinkedIn, Facebook, Instagram, Twitter, and on her own website at karencovy.com.

How to Get Divorce Support with the AARP of Divorce

What happens when your child support payments suddenly stop because your ex lost his/her job? Most divorced parents have no safety net to help them in this scenario. But Ron Platt, co-founder and CEO of the National Association for Single and Divorced Families (NASDF), aims to change that … and that’s just ONE of the divorce support benefits that the NASDF provides.The NASDF operates like the "AARP of divorce," providing a membership-based organization that offers an umbrella of discounted services, products, and resources specifically designed for those who are divorced, are getting divorced, or are managing single-family households. Among the resources it provides is “Support Insured” - the only divorce-specific insurance on the market that protects child support and alimony payments in cases of death, disability, or involuntary unemployment.Fueled by his own experiences as a foster care parent and the failure of the family court system to protect children, Ron is on a mission to make life easier for divorced and single-parent families.  To discover more about the NASDF and how it can provide you with critical divorce support resources, visit NASDF.org.About RonRon Platt is the Co-Founder and CEO of the National Association for Single and Divorced Families. They provide an umbrella of products, services, support and resources for people who are getting a divorce, currently divorced or have a single-family household. They also have the proprietary marketing rights to the only divorce product on the market that protects child support and alimony payments if the payee dies, becomes disabled or involuntarily unemployed. Their future advocacy will be geared towards foster care reform and children's rights.Connect with RonYou can connect with Ron on LinkedIn at Ronald Platt and on Facebook at NASDF.  You can follow Ron and NASDF on their YouTube channel at NASDForg, on TikTok at NASDF and on Instagram at NASDFORG and find out more information on the website at NASDF.Karen Covy is a Divorce Coach and Consultant, Lawyer, Author, and Speaker who is dedicated to helping people make the best decisions possible for themselves, their families, and their future - especially in stressful times. You can check out Karen's videos on YouTube.You can connect with Karen on LinkedIn, Facebook, Instagram, Twitter, and on her own website at karencovy.com.

Breaking Toxic Relationship Patterns in Love

Episode Description - Breaking Toxic Relationship Patterns in LoveThe mysterious patterns that keep showing up in your relationships aren't coincidences – they're clues to your family inheritance. Johanna Lynn, founder of the Family Imprint Institute, joins us to reveal how our relationship patterns are blueprinted by two generations of family history through the science of epigenetics.Ever wonder why criticism feels so devastating? Or why you're drawn to partners who trigger the same old wounds? Joanna explains how these patterns are coded into our emotional DNA. Through her work creating multi-generational genograms, she helps clients visually map these connections, often leading to profound "aha" moments about why they struggle with certain persistent (and often toxic) relationship patterns.Johanna also shares her unique perspective on forgiveness. Contrary to conventional wisdom, she suggests that understanding is more powerful than forgiveness for healing relationship wounds. "Forgiveness misses the point," she explains, offering a radical alternative for restoring balance after betrayal that doesn't involve staying trapped in guilt or resentment.Drawing from her own divorce experience, Johanna shares practical strategies for breaking inherited patterns. ​Whether you're navigating a difficult relationship, healing after divorce, or simply curious about why you keep encountering the same relationship challenges, this conversation offers both immediate insights and long-term hope.About JohannaJohanna Lynn is the founder of The Family Imprint Institute, dedicated to helping smart, self-aware people stop repeating the same exhausting relationship patterns—especially after divorce. She doesn’t do surface-level fixes. With nearly two decades of experience decoding the emotional blueprints we inherit from our families, Johanna helps you get to the root of why you show up the way you do in love. So, when you're ready for your next relationship, you don’t bring the same old patterns along with you.Connect with JohannaYou can connect with Johanna on LinkedIn at Johanna Lynn and on Facebook at Johanna Lynn.  You can follow Johanna on Instagram at Johanna Rekindle.  To find out how to work with Johanna visit her website at Johanna Lynn.  And you can join Johanna’s community at Johanna Rekindle.  You can also email Johanna at connect@johannalynn.ca.Karen Covy is a Divorce Coach and Consultant, Lawyer, Author, and Speaker who is dedicated to helping people make the best decisions possible for themselves, their families, and their future - especially in stressful times. You can check out Karen's videos on YouTube.You can connect with Karen on LinkedIn, Facebook, Instagram, Twitter, and on her own website at karencovy.com.