Ep 514: Why Every Woman Needs a “F*ck Off Fund” — And How It Evolves as You Age

2026-02-11

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What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices. In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relat...

In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relationships, and your sense of agency.

In this episode, we discuss:

What a “F*ck Off Fund” really is, and why it doesn’t have to be a huge number to change your life
Why financial independence is about more than money
The power of small boundaries and everyday decisions
How to talk to daughters, nieces, and younger women about money
Why many women still feel financially fragile, even when they’re doing everything “right”
How financial independence evolves as you approach retirement