Janis and Michael have been married for 39 years. They share two adult children; the first is a therapist that recommended coming on the podcast. The second continues to take advantage of them financially. Their story is heartbreaking, totally unique—concerning, but far from hopeless.
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Links mentioned in this episode
• Download the Conscious Spending Plan
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Produced by Crate Media.
156. "We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)
155. “We have $22k in cc debt—but I want to renovate the house” (Part 1)
154. “We’re drowning in debt, but I drive a BMW”
153. “We’re married. Why do I have to ask him for money?”
152. “The world is going to end. So why bother investing?”
151. “Our gas is about to get shut off, but I refuse to sell any of my 7 cars”
150. “We’re broke, but I spend $350/mo on clothes” (Part 2)
149. “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)
148. “We have 2 kids and $0 invested, but refuse to get 9-5 jobs”
147. “I don’t trust him with money, so I check his cc accounts”
146. “I'm jealous when I see friends' vacations on Instagram”
145. “Am I a bad mom if we can’t do a $7k Disney trip?”
144. “We make $245K. Why do I have to ask my wife for dinner money?”
143. “I maxed out my credit cards on our $45k wedding. Are we broke?”
142. “We have a $2.3M net worth—but we cut coupons”
141. “We only have $2k in savings but she can’t stop going to the mall”
140. “He put our $1M into one risky investment. Will we lose it all?” (Part 2)
139. “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)
138. “My wife doesn’t want me to take a $720k job offer”
137. “MLMs, crypto, real estate—I can’t stop falling for get-rich-quick schemes” (Part 2)
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