Asset allocation is one of those fancy-sounding terms. We all keep hearing about it non-stop everywhere, but very few investors think about it, and even fewer have a sensible asset allocation that works for them. At its simplest, asset allocation is not putting all your eggs in the same basket. In other words, it’s about spreading your money across different asset classes like equity, debt, gold, and real estate. This naturally leads to the question: how do I figure out a good asset allocation. Asset allocation is as much a science as it is an art.
The objective of asset allocation is to help you reach your financial goals. Coming back to the question of how you figure out a good asset allocation, there’s no perfect asset allocation that’s objectively good for everyone. There are multiple approaches, and each has its own pros and cons. For example, a naive asset allocation that has equal allocation to different asset classes is a perfectly sensible strategy in the right context and for the right type of investor.
In this episode, we caught up with Ashutosh Bhargava, fund manager and head of research at Nippon India Mutual Fund. Ashutosh manages the Nippon India Balanced Advantage Fund, among other funds. Given the nature of the fund, he’s thought deeply about the concept of asset allocation and its various dimensions. In this conversation, we talk about:
Masterclass on factor investing (smart beta) with Sankaranarayanan Krishnan- Part 2
How sneaky UI designs manipulate your choices online | Regulating Dark Patterns
Prioritizing Mental Health for Traders: Insights from Lissun
Decoding the SEBI consultation paper on regulating financial influencers
Macroeconomics for dummies
Indian asset management with Swarup Mohanty
Money, war and a changing world order with Debashish Bose
Masterclass on factor investing (smart beta) with Sankaranarayanan Krishnan
Timeless principles of investing with Sankaran Naren
Why are debt fund NAVs falling?
What's your retirement plan?
Navigating the madness in the markets with Kalpen and Sahil
An investor’s guide to shareholder meetings in India
Taking the long view with Prashant Jain
Does gold have a place in your portfolio?
Part 2: Personal finance in challenging times with Rishad
Introduction to personal finance with Rishad Manekia
The right way to invest in ELSS mutual funds with Amit Grover
Introduction to momentum investing with Aman Singhania
Create your
podcast in
minutes
It is Free
The Commercial Edge: Unleash the Power of People
The emPOWERed Half Hour
Aligned Money Show
Dubai Property Podcast
IBKR Podcasts
The Ramsey Show
The Clark Howard Podcast