Is the Retirement Safe Withdrawal Rate Below 4% or Almost 6%?

The No. 1 financial goal for most Americans is retirement. Once they retire, their primary goal becomes not running out of money. Host Robert Brokamp discusses the pros, cons, and tradeoffs of various withdrawal strategies with Christine Benz, director of personal finance at Morningstar and co-author of a new report on retirement income.

Also in this episode:
-Prepare for lower taxes in 2026 by having less withheld from your paycheck and contributing more to your investments
-A recent Washington Post article argues that bigger houses lead to lower levels of happiness
-The percentage of the global stock market that comes from U.S. stocks is near an all-time high, but non-U.S. stocks made up for lost ground in 2025
-Listeners share their tips and tricks for staying on top of their investments and spending

Host: Robert Brokamp
Guest: Christine Benz
Engineer: Bart Shannon

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