E-249: The BNPL scam and the State of the Union

I talk about the most iconic moment I’ve ever seen at the State of the Union, one that could easily be an instant campaign ad. Then, I dive into the latest scam sweeping the nation—the “buy now, pay later” trend that’s taking advantage of people across America. What is it, and why are so many falling for it? I do my best to break it all down.

The Fed - "The Only Way I Could Afford It": Who Uses BNPL and Why

Buy Now Pay Later Statistics (2026): Market Share & Trends

Buy Now, Pay Later: Market Impact and Policy Considerations | Richmond Fed

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