The tulips are blooming and the windmills are churning—so where in the world is Jason Mikula this week? Jason calls into the pod live from the beautiful Netherlands to break down the latest in fintech news with Alex.
First on the plate? The final chapter in the Synapse bankruptcy saga. After Synapse sold all of its assets to TabaPay for $9.7 million and settled its dispute with Evolve, it appears all parties are walking intact from the ordeal. What did we learn? And what BaaS drama is coming next?
Uber announced it will be implementing pay-by-bank. Not terribly surprising given large merchants’ obsessive focus on reducing payment acceptance costs, but will smaller merchants follow suit? And what do consumers think of pay-by-bank?
Also, pardon our French, but tipping in fintech is complete and utter bullshit. Fintech companies are NOT college students struggling to pay the rent, so why are companies like Dave begging consumers for tips? And how is earned wage access legislation allowing it to be a thing? Alex and Jason go off about tips and discuss the future of EWA.
Plus, Alex and Jason tackle the consent order between the CFPB and BloomTech before diving into this week’s “Can’t Let It Go” segment (and let’s just say that tech needs to grow a tougher shell).
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And for more exclusive insider content, don’t forget to check out my YouTube page.
Follow Jason:
Newsletter: https://fintechbusinessweekly.substack.com/
LinkedIn: https://www.linkedin.com/in/jasonmikula/
Follow Alex:
YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos
LinkedIn: https://www.linkedin.com/in/alexhjohnson
Twitter: https://www.twitter.com/AlexH_Johnson
S7 Ep8: Not Fintech Investment Advice: Kudos, Azimuth, Layer, and Carputty
S7 Ep7: What Large Language Models Mean for the Future of Fintech, with Rohan Ramanath of Hyperplane
S7 Ep6: Bank Nerd Corner: Unpacking Federal Reserve Master Accounts with Julie Hill
S7 E4: Not Fintech Investment Advice: Modak Makers, Casap, Silver, Elpha Secure
S7 Ep3: The WILD Story of PayPal’s Origin, with Author Jimmy Soni
S7 Ep2: BNC: The Relationship Between Stock Prices and Bank Health, Tokenization’s Disruptive Potential, and Lots of FHLB Talk with Steven Kelly.
S7 Ep1: Fintech Recap: Consent Order Madness, Chime Prepares to IPO, and Fintech Twitter Trolls
S6 Ep12: Workshopping Fintech Theses
S6 Ep11: Not Fintech Investment Advice: Chipp.ai, Whop, Revenew, and NayaOne
S6 Ep10: BNC: Unpacking the 1 Year Collapsiversary of SVB, Exploring Banking Deserts, and Is This the End of BaaS Innovation(?)
S6 Ep9: Fintech Recap: The Discover/Capital One Merger, Lineage’s Latest Consent Order, Inflation Affects Tooth Fairy Pricing
Killing It! The Hidden Toll of Startup Success: Matt Harris on Founder Burnout
S6 Ep8: Oh, What a Gorgeous Business Model! (A Deep Dive into ServiceTitan, AmEx, and The Bancorp
Killing It! – Leaving the Hero Complex of Foundership Behind, with Shamir Karkal, CEO of Sila
Killing It! –Fintech’s Biggest Disrupters on Startups, Success, and All the Hard Lessons In Between
S6 Ep7: Bank Nerd Corner: New York Community Bank, Panacea Financial, the BSCA, and the State of Auto Lending
S6 Ep6: Not Fintech Investment Advice: Tip Top, Lucite, Rove, and Prosper AI
S6 Ep5: Fintech Recap: Regulators Crack Down on BaaS, Buy Now Pay Later’s Newest Offerings, Paypal (Kind Of) Shocks the World
S6 Ep4: The Nuances in Credit Underwriting that Most People Miss with Frank Rotman
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