5 Money Lessons Everyone Learns Too Late - Cate’s Story

Cate Skeat, a 56-year-old relationship manager from Winchester, describes her financial journey as “haphazard”.

From credit card debt in her 20s and juggling overdrafts, to learning how to make money work through cashback credit cards, pensions, and small-but-smart investments - Cate reveals life lessons we can all learn from.

We dive into:

Cate’s early struggles with credit cards and overdrafts

How her parents shaped her views on money

Choosing money vs. passion in her career

Talking about finances openly in relationships

The importance of self-awareness with spending habits

Her biggest money regrets — and the lessons they taught her

💡 If you’ve ever felt like you’re winging it with money, Cate’s story will resonate. This episode is about real-life money habits, mistakes, and the things we wish we’d known sooner.