Grit and Growth Business

Grit and Growth Business

https://feeds.captivate.fm/grit-and-growth-business/
0 Followers 36 Episodes Claim Ownership
Real Strategies. Real Stories. Real Results. I know you didn’t build your business the easy way— and I’m not here to pretend it’s easy now. I’m Ralph Estep Jr., a business coach, entrepreneur, and accountant with over 30 years of helping small business owners turn their hard work into real success. On Grit and Growth Business, I share straight-talk coaching, practical strategies, and real-world wisdom to help you build a business that actually supports your life—not one that drains it. ...
View more

Episode List

From Burnout to Boundaries

Dec 26th, 2025 9:00 PM

Burnout is a sneaky beast that can quietly suck the joy right out of your business, and tonight, I want to take you from burnout to boundaries—head-on and with intention. This episode is for small business owners who’ve poured their hearts into building something from the ground up and are starting to feel the weight of it all. It’s no longer just about the hustle; it’s about reclaiming your passion and putting clear, healthy boundaries in place to protect your sanity and your calling. I’ll be sharing three practical, non-negotiable boundaries—think of them as personal business shields—designed to help you manage your time and energy more effectively so you can focus on what truly matters. We’ll also dig into some honest, real-world listener questions that hit close to home for many of us. Trust me, you won’t want to miss this part. So grab your favorite drink, get comfortable, and let’s move together from burnout to boundaries.Read today's blog articleCheck out the full podcast episode hereStepping into small business ownership can feel like diving into the deep end of the pool without a life jacket—and I know I’m not the only one who’s felt that. In this episode of Grit and Growth Business Live, I take you from burnout to boundaries by addressing a struggle that hits home for so many entrepreneurs: burnout. How many of us have felt the joy we once had for our business slowly fade, replaced by the constant weight of endless tasks and nonstop responsibility? I share my own experiences and insights while asking the hard questions that force us to pause and reflect. One thing I make clear is this: burnout isn’t a personal failure—it’s a signal that you’re overwhelmed and operating without the support or structure you need. From there, I break down three practical, non-negotiable boundaries to help you reclaim your joy and energy: protecting intentional time away from work, establishing clear work modes to manage tasks more effectively, and creating a system that prioritizes what truly matters. Through real stories and actionable guidance, my goal is to remind you that passion and purpose aren’t lost—they can be rebuilt, even in the chaos of running a business. So grab a notepad, lean in, and get ready to apply these principles as you continue navigating your entrepreneurial journey.Takeaways:Burnout is a sneaky thief that robs business owners of joy and passion, so it's crucial to recognize its signs early.Setting boundaries is essential for maintaining mental clarity and a healthy work-life balance as a small business owner.Implementing clear work modes helps streamline tasks and reduce overwhelm, allowing for focused productivity.Having a system to prioritize and plan tasks can prevent decision fatigue and help business owners feel more in control of their workload.Links referenced in this episode:gritandgrowthbusiness.comgritandgrowthbusiness.com/joinCompanies mentioned in this episode:Saggio Accounting PlusAsk Ralph Media👉 Ready to take your business growth to the next level?Join the Grit and Growth Business Community for exclusive access to weekly action sheets, business toolkits, and behind-the-scenes coaching from Ralph Estep Jr. Move from inspiration to implementation and start building your business with clarity, confidence, and purpose.Join now at gritandgrowthbusiness.com/join

When Family Is in the Business (or in the Way)

Dec 19th, 2025 9:00 PM

Running a small business with family sometimes feels like walking a tightrope while juggling flaming torches—exciting, meaningful, and full of heart, but one wrong move and everything can slip into chaos. In this episode, When Family Is in the Business (or in the Way), I’m diving headfirst into the colorful mess that happens when family ties collide with business operations. I’m not just sharing the highs; I’m getting real about the struggles too—like trying to set boundaries when your cousin suddenly thinks he’s a partner just because he lent you some cash five years ago. I’ll also share stories from entrepreneurs who’ve felt the heat of family dynamics and how they managed to navigate some of the trickiest situations without burning bridges. Grab your favorite beverage and tune in with me—it’s time to talk about keeping the dinner table drama-free while building a business that actually works.Read today's blog articleCheck out the full podcast episode hereNavigating the often tumultuous waters of family involvement in business can feel like threading a needle blindfolded—am I right? In this episode, I dive deep into this intricate dance, unpacking the joys and struggles of intertwining family ties with entrepreneurial endeavors. You know that moment when you think bringing a loved one into your business will be a dream come true? I share stories that many of us can nod along to, and I couldn’t help but think of my own experiences where excitement quickly turned into a battlefield of expectations and misunderstandings. I show how family can be both your greatest ally and your biggest headache, especially when roles aren’t clearly defined. I’ve been at those family dinners where, instead of sharing laughter, I find myself mediating disputes about who’s supposed to handle what at work. I also emphasize the importance of setting clear boundaries from day one—assigning roles the same way you would with any employee and not assuming family members automatically know their place. After all, love doesn’t come with a job description, and running a family business requires clarity, communication, and courage.Takeaways: Building a family business can feel like a wild rollercoaster ride, full of ups and downs, so buckle up! It's crucial to establish clear roles and expectations for family members involved in the business to avoid chaos later on. Running a family business requires systems and structure, not just a heartwarming family picnic mentality. Loyalty to family is important, but it shouldn't come at the cost of performance and accountability in your business. Links referenced in this episode:https://www.gritandgrowthbusiness.com/ https://www.gritandgrowthbusiness.com/join Companies mentioned in this episode: Ask Ralph Media👉 Ready to take your business growth to the next level?Join the Grit and Growth Business Community for exclusive access to weekly action sheets, business toolkits, and behind-the-scenes coaching from Ralph Estep Jr. Move from inspiration to implementation and start building your business with clarity, confidence, and purpose.Join now at gritandgrowthbusiness.com/join

The Real Reason You’re Not Delegating

Dec 12th, 2025 9:00 PM

Let’s dive into one of the biggest hurdles we face as small business owners: delegation. It sounds simple, right? Just hand over a task and move on. Oh boy, do we get tangled up in that! In “The Real Reason You’re Not Delegating,” I kick off the episode by digging into why so many of us cling to the reins, telling ourselves, “It’s just quicker if I do it myself.” Spoiler alert: that mindset is the silent killer of growth, leaving us exhausted and stuck in the trenches. I'm here to unpack the emotional and psychological blocks that keep us from letting go and explore why it’s time to swap our technician hats for a CEO crown. I also share practical tips to help us delegate like pros, so we can stop being the bottleneck in our own businesses. Let’s get into it and start reclaiming our time!Read today's blog articleCheck out the full podcast episode hereDiving deep into the world of small business delegation, I tackle one of the biggest hurdles that entrepreneurs face: the fear of letting go. As many of us know, the phrase 'it's faster if I just do it myself' can be a comforting mantra, but it’s also a sneaky little thief that steals our time and growth potential. I explore the emotional and psychological barriers that hold us back from delegating tasks effectively. It's not just about the nitty-gritty of task management; it's about identity, trust, and the fear of control. I share practical tips on how to shift your mindset from a 'Chief Everything Officer' to a true CEO, encouraging you to embrace delegation as a necessity, not a luxury. With actionable steps and some listener questions sprinkled in, this episode is all about breaking the chains of overwhelm and moving towards a more balanced business life. Grab your favorite drink, sit back, and let’s break down the walls that are keeping you stuck!Takeaways: Delegation isn't just a skill, it's a mindset shift that can seriously unlock your business's growth potential. Many small business owners struggle with letting go because they fear losing control and their sense of identity. To effectively delegate, you need to have clear systems and processes documented for others to follow. Creating a culture that embraces learning from mistakes is key to effective delegation and team growth. Investing time in training and documenting processes now will save you loads of headaches later on. Delegation is not about offloading tasks, it's about strategically empowering your team to achieve outcomes. Links referenced in this episode:https://www.gritandgrowthbusiness.com/join/ Companies mentioned in this episode: Zendesk Ask Ralph Media 👉 Ready to take your business growth to the next level?Join the Grit and Growth Business Community for exclusive access to weekly action sheets, business toolkits, and behind-the-scenes coaching from Ralph Estep Jr. Move from inspiration to implementation and start building your business with clarity, confidence, and purpose.Join now at gritandgrowthbusiness.com/join

The New Overtime and Tip Tax Law — What It Means for Small Business Owners

Dec 9th, 2025 8:00 AM

Let’s talk about a game-changing federal tax law that affects how we handle tips and overtime. The New Overtime and Tip Tax Law — What It Means for Small Business Owners isn’t just another policy update—it’s a big deal for business owners, whether you’re running a restaurant, a salon, or any other gig where tips and extra hours come into play. We’re diving deep into what this means for your business, your team, and your profits, and trust me, you’ll want to stay ahead of the curve on this one. I’ll break it down so you can understand it well enough to explain it to your staff without scratching your head. So, if you’re ready to navigate this tax maze and potentially save some cash, grab a seat and let’s roll!Read today's blog articleCheck out the full podcast episode hereIf you're in the biz world, you know that changes in tax laws can feel like a punch to the gut, especially when they come out of nowhere. Well, grab your coffee and settle in, because this episode dives deep into the recent federal tax law overhaul affecting overtime and tips. We break down the nitty-gritty details, so you know exactly what this means for your business and your bottom line. This isn't just fluff—this is about real money that could end up in your pocket or your employees' pockets. We're talking deductions for qualified tips and overtime that could save you a pretty penny come tax season. We ain't just throwing around jargon here; we want to make sure you're ready for when tax time rolls around. And hey, if you're a business owner with hourly workers, servers, or anyone who gets a little extra for their hustle, this episode is tailor-made for you. We cover tracking tips, understanding what qualifies for deductions, and how to communicate these changes to your team. So, buckle up, because we’re not just skimming the surface here—this is a full-on dive into keeping your finances straight and your team informed!Takeaways: This new federal tax law changes the game for how tips and overtime are taxed, so it's essential for business owners to understand the details to avoid future headaches. Tracking tips and overtime separately is key to maximizing deductions and keeping employees informed about their earnings come tax season. The deductions are not immediate benefits; they will show up when employees file their taxes, which means managing expectations is crucial for employee satisfaction. Business owners should start tracking tips and overtime now to ensure compliance and avoid scrambling when tax season rolls around next year. Links referenced in this episode:gritandgrowthbusiness.comgritandgrowthbusiness.com/join👉 Ready to take your business growth to the next level?Join the Grit and Growth Business Community for exclusive access to weekly action sheets, business toolkits, and behind-the-scenes coaching from Ralph Estep Jr. Move from inspiration to implementation and start building your business with clarity, confidence, and purpose.Join now at gritandgrowthbusiness.com/join

Why Most Startups Fail — and How to Avoid It

Dec 2nd, 2025 8:00 AM

Success in the business world doesn’t come easy—and that’s the real talk I’m diving into today. “Why Most Startups Fail — and How to Avoid It” isn’t just a catchy headline; it’s the reality check I believe every entrepreneur needs. Nearly half of new businesses don’t make it to year five, and it’s not because founders aren’t grinding hard enough. The truth? It comes down to clarity, cash flow, and consistency—the three C’s that can make or break your entrepreneurial journey. In this episode, I’m unpacking the most common failure points and the smart moves that could keep your business off the chopping block. You’ll hear real stories from the trenches—people who stumbled, pivoted, and came back stronger—and you’ll walk away with actionable insights you can start applying today. So grab a notebook. I’m about to drop some wisdom that could save you a whole lot of time, stress, and cash. This is an episode you don’t want to miss!Read today's blog articleCheck out the full podcast episode hereNavigating the wild waters of entrepreneurship is no easy feat, and if you're tuning into Grit and Growth Business, you’re about to hear some straight talk from me about the gritty reality of running a startup. I dive deep into the sobering statistic that half of all startups fail before reaching their fifth birthday. But instead of leaving you in despair, I break down exactly how to avoid that fate. I emphasize three crucial pillars for success: clarity, cash flow, and consistency. I share relatable stories from my own experience working with small business owners, including how a lack of a clear financial plan can create absolute chaos. I talk about a contractor named Tom who, despite being incredibly skilled, was barely scraping by because he didn’t know his numbers. After helping him put a simple cash flow system in place, he doubled his income within months. If you’re a founder feeling overwhelmed or uncertain, this episode is a goldmine of practical strategies and real-life examples that show how grit truly leads to growth.As we move through the episode, I introduce the concept of market validation, stressing the importance of understanding customer needs before investing heavily in any business idea. I share the story of a hypothetical client, Sarah, who poured thousands into branding her candle business without ever asking potential buyers what they actually wanted. The lesson? Don’t fall in love with your product—fall in love with your customers. I encourage you to seek honest feedback and even pre-sell your ideas to gauge real interest.This episode is packed with actionable insights designed to save you time, money, and the heartache of launching a product that misses the mark. It’s all about working smarter, not just harder, and my take on the entrepreneurial journey is both inspiring and refreshingly honest.Takeaways: Running a business is a tough gig, filled with long hours and tough decisions that can test your resolve. The reality is that many startups fail because they lack a clear financial plan to guide their decisions and strategies. If you want to succeed, focus on cash flow, clarity, and consistency, as these are the cornerstones of a thriving business. Hiring your first employee should be about growth, not relief; build systems first to ensure they're set up for success. Links referenced in this episode:gritandgrowthbusiness.com/join👉 Ready to take your business growth to the next level?Join the Grit and Growth Business Community for exclusive access to weekly action sheets, business toolkits, and behind-the-scenes coaching from Ralph Estep Jr. Move from inspiration to implementation and start building your business with clarity, confidence, and purpose.Join now at gritandgrowthbusiness.com/join

Get this podcast on your phone, Free

Create Your Podcast In Minutes

  • Full-featured podcast site
  • Unlimited storage and bandwidth
  • Comprehensive podcast stats
  • Distribute to Apple Podcasts, Spotify, and more
  • Make money with your podcast
Get Started
It is Free