64 Owner-Financed Land Deals Across 11 States: Zero Down Payment Properties

Episode Overview

Join Scott from LandModo.com as he walks through 64 incredible owner-financed land opportunities spanning 11 states. Discover how you can start your land ownership journey today with zero down payment options, no credit checks, and monthly payments as low as $39. Whether you're looking for recreational property, a buildable lot, or an investment opportunity, this episode covers everything from quarter-acre lots to 20-acre parcels.

What You'll Learn

• How owner financing works and why it's easier than traditional bank loans
• Why banks avoid financing land under $50,000-$75,000
• How to start land ownership in just days (not weeks or months)
• Properties with payments as low as $39/month
• Zero down payment opportunities available now
• The "four bucket" system for evaluating land opportunities
• Featured Properties by State

Alabama (2 properties)

• Calhoun County: 0.5 acres, $16,500 | Zero down, $275/month for 60 months
• Jefferson County: 0.65 acres, $20,000 | $1,000 down, $315/month for 84 months

Arizona (14 properties)

• Apache County: Properties ranging from 0.34 to 5 acres
• Cochise County: Quarter-acre lots starting at $1,750
• Mojave County: 2.35 acres from $7,500
• Navajo County: 1.25 acres at $49,500
• Santa Cruz County: 2 acres near Rio Rico for $8,000
• Yuma County: 1 acre for $84,990

Arkansas (2 properties)

• Izard County: 0.5 acres near Strawberry River, $4,125
• Sharp County: 0.35 acres, only $1,449 cash or $69 down/$69 monthly

California (2 properties)

• Modoc County: Nearly 1 acre, $8,500
• San Bernardino County: 2.5 acres in 29 Palms, $23,776

Colorado (8 properties)

• Costilla County: Multiple 5-acre parcels from $5,000 to $11,500
• Properties near Rio Grande River with $1,000/acre pricing

Florida (12 properties)

• Charlotte County: 5 quarter-acre lots from $14,900-$19,950
• Citrus County: 0.37 acres, $28,000
• Hamilton County: 1.5 acres, $35,000
• Jackson County: 1-acre lots, $18,000
• Marion County: Ocala area properties
• Putnam County: 6 properties with prices from $7,000-$12,995

Nevada (3 properties)

• Elko County: Properties from 1.13 to 20 acres
• 20 acres for only $14,000 ($700/acre)

New Mexico (3 properties)

• Luna County: 1.5 acres, $4,250 | Half acre for $1,200
• Valencia County: 2.5 acres, $5,400 with zero down

North Carolina (1 property)

• Ashe County: 1.94 acres, $37,599

Oregon (1 property)

• Klamath County: 0.39 acres, $15,532

Tennessee (4 properties)

• Benton County: 0.5 acres near lake, $13,000
• Cook County: 0.73 acres, $48,995
• Hawkins County: 0.67 acres, $18,995
• Henry County: 0.7 acres near Paris, $18,995

Texas (5 properties)

• Hudspeth County: 20 acres, $20,000 ($1,000/acre)
• Polk County: 0.07 acres, $4,200
• Presidio County: 10 acres, $10,000
• Tyler County: 0.18 acres, $1,990

Key Highlights"Ben Franklin Properties"

Properties with $100 down and $100/month payments - perfect for budget-conscious buyers

Zero Down Deals

Multiple properties available with no down payment required

Best Value Finds

• Lowest Price: $1,449 cash (Sharp County, Arkansas)
• Best Price Per Acre: $700/acre (20 acres in Elko County, Nevada)
• Lowest Monthly Payment: $39/month (Luna County, New Mexico)

Owner Financing Advantages

1. No Credit Checks: Your credit score doesn't matter
2. Low Down Payments: As little as $0-$500 on most properties
3. Fast Approval: Start ownership in days, not months
4. No Bank Required: Owner acts as the lender
5. Flexible Terms: Negotiate directly with the seller
6. Consumer Protections: Credit card dispute protection and legal safeguards

The Four-Bucket Property Evaluation System

Bucket 1: Can you live on it today?

Bucket 2: Can you build on it?

Bucket 3: Can you use it recreationally (camping, RVs)?

Bucket 4: Investment/future value potential

Important Notes

• All properties featured are available on LandModo.com
• Over 13,000 owner-financed properties available on the platform
• Terms and prices subject to change
• Property taxes vary by location - check individual listings
• Scan QR codes or use property numbers to access detailed information

How to Get Started

1. Find a property that interests you in this episode
2. Visit LModo.ws/[PROPERTY-NUMBER]
3. Review the full listing details
4. Contact the seller directly through the platform
5. Make your down payment (often via credit/debit card)
6. Sign documents electronically
7. Start your land ownership journey within days
8. Property Reference Numbers

Quick access to featured properties:

• Alabama: 328600, 337358
• Arkansas: 333846, 335953
• Arizona: 337359, 334954, 328190, 337301, 324419, 336395, 327465, 337239, 324900, 337393, 337369, 337345, 336585, 337115, 336148, 337460, 336374
• California: 337065, 289426
• Colorado: 336912, 336286, 336702, 336816, 334960, 320764, 213199, 336222
• Florida: 336711, 329786, 337364, 318808, 337456, 326549, 336444, 337344, 323472, 337511, 335101, 337326, 294679
• Nevada: 316408, 323194, 320391
• New Mexico: 337537, 337530, 326384
• North Carolina: 337419
• Oregon: 327273
• Tennessee: 336812, 334987, 329367, 336359
• Texas: 336871, 337450, 307061, 318777, 336666

Resources

Website: LandModo.com

Direct Property Access: LModo.ws/[property-number]

Total Listings: 13,000+ owner-financed properties

Connect with LandModo

Subscribe to stay updated on new property listings and land ownership tips. Help make your land ownership dreams a reality today!

Keywords

owner financed land, cheap land for sale, zero down land, no credit check land, owner financing, affordable acreage, investment land, recreational property, buildable lots, rural land for sale, land deals, affordable real estate, off-grid property, Arizona land, Florida land, Colorado land, Texas land, New Mexico land

Disclaimer: Property availability, prices, and terms are subject to change. Always verify current information directly with the seller before making any commitments. Consult with legal and financial professionals before making real estate purchases.