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Today, we explore the real challenges and strategic solutions that can help individuals and families not just survive, but thrive financially, regardless of how or when the money comes in.
Key Highlights:
Understanding Unpredictable Income: We start off by discussing the various types of income schedules people face, from daily wages to monthly salaries, and how each can significantly affect financial planning and stability.
Personal Finance Struggles: Our guest shares her lifelong journey of financial independence, starting from her early twenties when she first managed her own finances, to now at 44, with a family and children, realizing the need to get a serious grip on her financial situation.
Family and Finances: Hear how raising four children and managing a household has brought both joy and financial strain. Our guest discusses the challenges of high income coupled with high expenses, and how family dynamics, like supporting sports and extracurricular activities, play a massive role in financial planning.
The Emotional Aspect of Money Management: It’s not just about numbers; it’s about feelings too. Our discussion touches on the emotional weight of owing money, the stress of unexpected expenses, and the desire to provide for children without compromising financial health.
Practical Steps Towards Financial Stability: We wrap up with actionable advice on how to tackle these challenges. This includes setting up dedicated accounts for bills, implementing spending freezes, and the importance of transparent family discussions about finances.
Join us as we unpack these insights with real-life stories and expert advice, ensuring you come away equipped to handle whatever your financial situation may throw at you. Whether you're dealing with fluctuating paychecks or just looking to refine your budgeting skills, this episode is a must-listen!
4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching
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119 | Lessons From The Sessions: 3 Big Lessons Our Clients Are Working Through About Budgeting, Getting Out Of Debt, Storage Units, Big Purchases & Funding Vacations
118 | Make Your August Budget With Us: Plan Your Monthly Budget, Savings & Debt Pay Off With Our Help & Tips
117 | 10 Nuggets of Truth That Will Make Your Life Better: Habits, Mindset, Food, Life Coaching, Morning Rituals, Goals & More
116| 10 Truths About Money & Your Personal Budget That You Need To Hear: Personal Spending, Extra Paychecks, Money Mindset, Automatic Savings Transfers, Investing, Budgeting for Big Expenses & More!
115 | Abundant Living: Navigating Self-Care, Abundance & Faith as Women
114 | How To Build A Better Marriage Using Your Finances & Money Situation As A Building Block Even If You Normally Avoid Talking About Money With Your Spouse Like The Plague
113 | What Money Issues In Your Marriage Really Mean & How To Fix It: The Tough Love We All Need To Hear About Money, Marriage, Trust & Intimacy
112 | Sick of Wasting Money & Calories Eating Out or Eating Junk Food? Try This Super Simple & Doable Meal Plan Technique Instead! Meal Planning, Menu Boards, Grocery Budget, Food Spending, Door Dash
111 | 7 Ways To Save Money Even If You Don't Have Time To Make A Budget
110 | The Top Things Not To Do If You Have a Business + Our Business PIVOT | Profit First, Life Coaching, Fitness, Home Organization, Niching Down, Balancing Work & Kids, Small Business, Side Hustles
109 | Everything You Need In Your Budget + Money Management System | Goals, Income, Debt, Bills, Paycheck Plans, Digital Envelopes, Cash Envelopes & More
108 | Q&A: How Do I Do Estate Planning On A Budget? What About Trusts? Do I Need A Lawyer? Can I DIY it Myself? Can I Avoid Taxes?
107 | Q&A Where Should I Keep My Emergency Fund? How & Where To Keep Your Emergency Fund So It's Accessible, Not Tempting To Use & Making You Money
106 | Make Your July Budget With Us! Step-By-Step Monthly Budget Plan W/ Special July / Summer / Seasonal Considerations
105 | Q&A: Student Loan Payments Are Back! We Just Got Our Budget To Where We Can Pay $400 Extra On Debt But Now There Will Be Nothing Left To Pay Off Debt. What Do We Do? Budgeting W/ No Wiggle Room
104 | Q & A How To Plan For Unexpected Kids Expenses In The Budget + Managing Children's Expenses + Introducing the Kids' Savings Buckets
103 | Organizing Your Home Life Without Adding To Your To-Do List: Organization, Budgeting, Organizational Products, Storage Products, Clutter, Time-Saving Tips
102 | Q&A: How Do I Know How Much Money I Will Need To Retire? Retirement Planning, Best Way To Save For Retirement, Retirement Investment Options, Retirement Savings Plan
101 | Q&A: What Are Some Budgeting Tips For Small Businesses Who Have Started By Using Personal Income & Personal Credit Cards? Small Business, Side Hustle, Accounting, Business Loans, Money
100 | Q&A: How Do I Stop Impulse Buying and Stop Giving In To Instant Gratification? - Impulse Spending, Impulse Buying, Impulse Shopping, Emotional Spender, Emotional Shopper
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