Do you Remember 2011?
In 2011, now 7 years ago, a bunch of crazy things happened. Osama Bin Laden was killed, Prince William married Catherine Middleton, Steve Jobs Died, and Obama released his birth certificate! If you also stopped paying some or all of your debts in 2011, then 2018 is YOUR year. We are talking about foreclosures, short sales, credit card debts, auto loans medical bills, etc, all that will reach it’s statute of limitations for credit reporting under the Fair Credit Reporting act in 2018.
But what exactly is the statue of limitations, and can it be reset? What if the debt collector sells it off to another debt collector? What if you dispute it, can that reset it? The questions and scenearios are limitless and we go deep into the topic of the seven year statute to explain all the nuances of the most misunderstood credit reporting myth!
The Extra Credit Show is a show hosted by Ex-Debt Collection Agency Executive and Consumer Credit Expert Anselmo Moreno and his business partner Richard David. They have been in the consumer credit consulting business since 2005. They often found themselves talking to each other about the current state of consumer credit, debt, credit bureaus etc. - take a listen to the minds of two passionate long time credit repair experts.
Watch the show on YouTube: The Extra Credit Show
Available on Itunes, Stitcher, Google Play, and everywhere Podcasts are found.
Facebook: www.facebook.com/TheExtraCreditShow
Web: www.TheExtraCreditShow.com
Contact: TheExtraCreditShow@gmail.com
"Credit Engineers" and Business Credit Funding Scams Galore!
ID Theft Victim Interview: An extreme case of ID Theft and how LifeLock failed to help
Anselmo Vs. Shady Debt Collector - Special Episode
The IRS Prank Call - Special Episode
Charge-Offs: What is a Charge-OFF and how bad is it?
850 Credit Score Mindset - Good Credit Joe VS. Bad Credit Joe
Mixed Credit: When somebody else's credit history shows up on your credit report
ID THEFT: Data Breach Survival Guide
3 common credit issues and what you can do to fix them
What the FICO: Breaking down the FICO Credit Scoring Model
Credit and Divorces: What happens to your credit when you get Divorced!
Caution: Don't Co-Sign! 4 things you NEED to know about Co-Signing and Credit Scores
Your Questions Answered: "Account in Dispute" Comments & Building Credit With Auto Loans
Is Credit Karma Accurate?
Confessions of a Collector: Facebook and Debt Collectors!
Public Records - Tax Liens, Judgments, and Bankruptcies!
Experian Releases 8th Annual “State of Credit" Report!
Online Disputes Vs. Written Mail Disputes!
Is Credit Repair Right For You?
Using your Tax Refund to Fix Your Credit!
Create your
podcast in
minutes
It is Free
Navigating Life After 40
Teaching Learning Leading K-12
Regenerative Skills
The Jordan B. Peterson Podcast
The Mel Robbins Podcast