Has the FCRA been violated if the dealership shotguns your credit if you've given them permission to run it at least once? I've had this discussion 100x over the years with angry consumers. You go to the dealership to buy a car, and when you get to the financing part they run your credit with several lenders and thus you end up with several, sometimes a dozen or more inquiries on your credit report.
Consumers freak out, and maybe justifiably so. In this episode we discuss a very recent case of a consumer who sued a car dealership for doing just this, and we discuss the courts ruling which is quite interesting. Check it out!
Submit your questions to have them answered on the show: TheExtraCreditShow@gmail.com
Available on Itunes, Stitcher, Google Play, and everywhere Podcasts are found.
Instagram: @TheExtraCreditShowFacebook:
www.facebook.com/TheExtraCreditShow
Web: www.TheExtraCreditShow.com
Watch the show on YouTube : https://youtu.be/RVq0jCjwpxY
Contact: TheExtraCreditShow@gmail.
"Credit Engineers" and Business Credit Funding Scams Galore!
ID Theft Victim Interview: An extreme case of ID Theft and how LifeLock failed to help
Anselmo Vs. Shady Debt Collector - Special Episode
The IRS Prank Call - Special Episode
Charge-Offs: What is a Charge-OFF and how bad is it?
850 Credit Score Mindset - Good Credit Joe VS. Bad Credit Joe
Mixed Credit: When somebody else's credit history shows up on your credit report
ID THEFT: Data Breach Survival Guide
3 common credit issues and what you can do to fix them
What the FICO: Breaking down the FICO Credit Scoring Model
Credit and Divorces: What happens to your credit when you get Divorced!
Caution: Don't Co-Sign! 4 things you NEED to know about Co-Signing and Credit Scores
Your Questions Answered: "Account in Dispute" Comments & Building Credit With Auto Loans
Is Credit Karma Accurate?
Confessions of a Collector: Facebook and Debt Collectors!
Public Records - Tax Liens, Judgments, and Bankruptcies!
Experian Releases 8th Annual “State of Credit" Report!
Online Disputes Vs. Written Mail Disputes!
Is Credit Repair Right For You?
Using your Tax Refund to Fix Your Credit!
Create your
podcast in
minutes
It is Free
Navigating Life After 40
Teaching Learning Leading K-12
Regenerative Skills
The Jordan B. Peterson Podcast
The Mel Robbins Podcast