A mixed file is when credit information for two or more people is erroneously put into a given consumer’s report. Given that consumers have unique Social Security numbers, you would think mixed files would rarely, if ever, happen, but they do. Common reasons for mixed files include people, particularly family members, with similar names and/or addresses. Sometimes, people with similar names and Social Security numbers will become victims of mixed files. When this happens, information will be wrongly attributed to a given consumer.
The Extra Credit Show is a show hosted by Ex-Debt Collection Agency Executive and Consumer Credit Expert Anselmo Moreno and his business partner Richard David. They have been in the consumer credit consulting and credit repair business since 2005. They often found themselves talking to each other about the current state of consumer credit, debt, credit bureaus etc. - take a listen to the minds of two passionate long time credit repair experts.
Available on Itunes, Stitcher, Google Play, and everywhere Podcasts are found.
Instagram: @TheExtraCreditShow
Facebook: www.facebook.com/TheExtraCreditShow
Web: www.TheExtraCreditShow.com
Watch the show on YouTube : https://youtu.be/RVq0jCjwpxY
Contact: TheExtraCreditShow@gmail.com
"Credit Engineers" and Business Credit Funding Scams Galore!
ID Theft Victim Interview: An extreme case of ID Theft and how LifeLock failed to help
Anselmo Vs. Shady Debt Collector - Special Episode
The IRS Prank Call - Special Episode
Charge-Offs: What is a Charge-OFF and how bad is it?
850 Credit Score Mindset - Good Credit Joe VS. Bad Credit Joe
ID THEFT: Data Breach Survival Guide
3 common credit issues and what you can do to fix them
What the FICO: Breaking down the FICO Credit Scoring Model
Credit and Divorces: What happens to your credit when you get Divorced!
Caution: Don't Co-Sign! 4 things you NEED to know about Co-Signing and Credit Scores
Your Questions Answered: "Account in Dispute" Comments & Building Credit With Auto Loans
Is Credit Karma Accurate?
Confessions of a Collector: Facebook and Debt Collectors!
Public Records - Tax Liens, Judgments, and Bankruptcies!
Experian Releases 8th Annual “State of Credit" Report!
Online Disputes Vs. Written Mail Disputes!
Is Credit Repair Right For You?
Using your Tax Refund to Fix Your Credit!
Create your
podcast in
minutes
It is Free
Navigating Life After 40
Teaching Learning Leading K-12
Regenerative Skills
The Jordan B. Peterson Podcast
The Mel Robbins Podcast