In this episode of the Retirement Plan Playbook, hosts Brent Pasqua, Matthew Theal, and Joshua Winterswyk discuss the concept of sequence risk in retirement planning.
Sequence risk refers to the risk of receiving lower or negative returns early in a period when retirees begin to withdraw money from their retirement funds. They examine how strategies like portfolio diversification, maintaining a bigger cash reserve, and hiring a financial planner can mitigate sequence risk.
Nevertheless, they caution against relying on annuities, as they often yield poor returns.
00:02 Introduction to the Retirement Plan Playbook
02:21 Impact of Southern California’s Rain Storm
03:38 Discussing Federal Reserve Meeting and Interest Rates
09:03 Exploring the Influence of Tech Companies on Economy
13:24 Deep Dive into Sequence Risk and Retirement Planning
23:28 The Impact of Market Downturns on Retirement Portfolios
26:14 Strategies to Mitigate Sequence Risk
28:19 The Importance of Detailed Planning and Clear Communication
28:36 The Fear of Missing Out (FOMO) in Investment Decisions
29:30 The Controversy Surrounding Annuities
34:11 The Role of Financial Advisors in Retirement Planning
35:35 The Importance of Proactive Planning and Review
37:24 The Importance of Tax Planning in Retirement
38:35 Final Thoughts on Sequence Risk and Retirement Planning
40:46 Recommendations and Concluding Remarks
Connect with Evermont Wealth:
Ep 61: 2021 Wrap Up
Ep 60: Year End Financial Planning Strategies
Ep 59: Creating A Balance Sheet
Ep 58: Amber Storms Interview
Ep 57: Cash Management For Inflation
Ep 56: Q3- Review
Ep 55: Biden‘s Tax Proposal
Ep 54: Review Your Investments
Ep 53: State Tax Strategies
Ep 52: Second Quarter Review
Ep 51: Understanding Your Risk Tolerance
Ep 50: Financial Lessons Learned
Ep 49: How To Invest $1,000,000
Ep 48: Inflation and Your Retirement Plan
Ep 47: How to Know When to Hire a Financial Advisor
Ep 46: Personal Wealth Destroyers
Ep 45: Strategies to Reduce Your Taxes
Ep 44: Are Index Funds A Good Investment?
Ep 43: What Is A Bitcoin?
Ep 42: Retiring In A Strong Economy
Create your
podcast in
minutes
It is Free
The Commercial Edge: Unleash the Power of People
The emPOWERed Half Hour
Aligned Money Show
Dubai Property Podcast
IBKR Podcasts
The Ramsey Show
The Clark Howard Podcast