Alternative Data for MSMEs in SEA with Kunal Goel of PowerCred

In this episode, I speak with Kunal Goel, co-founder of PowerCred, which provides alternative data APIs for the MSME market, giving third party lenders real-time access to MSME business data to improve underwriting. Alternative data has been common in consumer credit in emerging markets for years, but the ability to access SME and microSME data from e-commerce, bank, and even utility sources is quite new.

Before PowerCred, Kunal played a major role in launching and scaling the business operations of Indian fintech Kuliza in Southeast Asia. He founded PowerCred in December of 2021, so it’s quite a young startup. But PowerCred is already on a roll launching partnerships in Indonesia and in process of raising their first round. You can learn more about them by visting powercred.io.