The WorkSAFE Podcast | Workplace Safety Strategies

Ep. 160: How Payroll Impacts Your Workers Compensation Coverage | Avoiding Common Mistakes

Most business owners know that payroll affects their work comp premium. Did you know it also determines who's covered if an injury happens? From naming the wrong business entity to classifying subcontractors, payroll mistakes can create coverage gaps and surprises at audit time. MEM Underwriting Specialist Tammy Canton shares how to protect your business with accurate reporting and proactive communication.

Ep. 159: Industrial Hygiene | Your Guide to Hidden Workplace Hazards

Workplace hazards like noise, chemicals, and poor air quality often go unnoticed until employees develop serious symptoms. These invisible risks can lead to permanent health conditions and costly work comp claims. Industrial hygiene specialist Rhonda Kaufman explains how to identify hidden workplace hazards, address them cost-effectively, and protect your most valuable asset – your employees – before they suffer permanent health issues.

Ep. 158: Frequency vs. Severity | The Impact of Claims Big and Small

In the world of workers compensation, loss runs affect a business's risk evaluation. Underwriters look carefully at a company's claim history. This process gives them an understanding of how frequently claims are happening, how severe they are, and if a business is putting effort into reducing workplace risk. Learn the differing impact of claim frequency versus claim severity on a business' s risk evaluation with Becky Duello, Senior Underwriter at MEM.

Ep. 157: Safety Recommendations | How Custom Solutions Benefit Businesses

For many policyholders, the thought of a visit from a loss prevention or safety consultant feels intimidating. It's easy to assume a visit like this is all about finding mistakes or pointing out what's wrong. But these visits aren't about catching business owners off guard; they are about helping them succeed. Learn how customized recommendations make workplaces safer, reduce claims, and save businesses money with Tim Wilson, Safety and Risk Manager at MEM.

Ep. 156: Separating Fact and Fiction | Busting 7 Common Work Comp Myths

Many employers have misconceptions about how workers compensation actually works. Some don't understand what types of injuries are covered. Others aren't sure how claims impact their business - or how they can be involved in the process. These misunderstandings can lead to costly mistakes and missed opportunities to improve workplace safety. Separate work comp fact and fiction with Matt Speight, President and CEO of the Scott Agency.