Points for Normal People by Katie's Travel Tricks

Navigating the Chase 5/24 Rule: Tips and Strategies

Click MORE to see Ad disclosuresAll information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.Welcome to Points for Normal People!In this episode, I’m sharing everything you need to know about the Chase 5/24 rule, and teach you all the best tips on how to navigate it. If you’re getting started, understanding the Chase 5/24 rule will help you develop the best strategy to travel more with points.ACTION STEPS:Find your 5/24 Status: Get a copy of your credit report from www.annualcreditreport.com and add up all new cards in the past 24 months. Don’t forget to add up cards that have been closed. Remove Authorized User Cards: If you find you are an authorized user on a lot of accounts that were opened in the last 24 months, I recommend you begin the process of taking those off of your credit report.ADDITIONAL RESOURCES:Removing Authorized User Accounts from Your Credit Report: https://www.doctorofcredit.com/removing-authorized-user-accounts-credit-report/Annual Credit Report: www.annualcreditreport.com  How to Open Business Credit Cards: https://katiestraveltricks.com/businesscards/New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...

Planning Trips with Points is Different: 3 Mindset Shifts to Make it Easier

Click "MORE" to see Ad DisclosureAll information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.Welcome to Points for Normal People!Today we're diving into mindset around booking trips. We'll explore the switch from cash bookings to points--and how some shifts in the way you think can help you plan your points trips with less stress. We'll also discuss how valuable tools like transfer partners and sweet spots can unlock amazing deals.ACTION STEPS:Look into a few sweet spots and pick one or two as a small goal to get started: https://katiestraveltricks.com/ultimate-rewards-redemptions/Download my free guide for Six Ways to Slash Travel Costs with Points: https://bit.ly/ktt-getstarted  ADDITIONAL RESOURCES:Guide: Fly to Europe with Points: https://katiestraveltricks.com/guide-to-flying-to-europe-on-pointsGuide: Fly to Japan with Points: https://katiestraveltricks.com/flying-to-japan-with-points-guide/10 TIPS FROM POINTS FRIENDS ON INSTAGRAM: https://katiestraveltricks.com/wp-content/uploads/2024/04/10-Tips-From-Points-Friends-on-Instagram.pdf New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...

Mistake: Not staying organized (these tools help!)

Click MORE to see Ad DisclosuresAll information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.Welcome to Points for Normal People!In this episode, I’ll share mistakes I’ve made when I didn’t have a system to track my credit cards and points. Then I’ll give you the information and resources you need to stay organized, getting the most out of your points. ACTION STEPS:Set up a system to track your credit cards. To do this best, you'll need to know every credit card you’ve opened in the last 24 to 48 months. List the card name, open date, and close date (if applicable).Set up a system to track your points, including hotel, airline, and bank programs. ADDITIONAL RESOURCES:Travel Freely: https://my.travelfreely.net/signup?bref=ktwAward Wallet: https://awardwallet.com/?refCode=ksck3elvjg My Simple Credit Card Tracking Spreadsheet: https://docs.google.com/spreadsheets/d/1F7vX5in26_BNG4IiYGbIwMaEjZJcMybByTvqiArP23M/edit?usp=sharing New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...

Don't Ignore These Chase Sapphire Preferred Benefits! (Part 1: Shopping Benefits)

Click MORE to see Ad disclosuresAll information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.Welcome to Points for Normal People!Join me today for a conversation about the shopping and purchase benefits of the Chase Sapphire Preferred card. It offers so much more than points, and I have all the details to help you make the most of your card. Be sure to subscribe to the podcast so you don’t miss out on next week’s episode, where I cover the travel benefits of Chase Sapphire Preferred. ACTION STEPS:Decide on a time that you will begin checking for Chase offers every week. If it will help you, reach out on Facebook or Instagram to let me know when you’ll be checking each week. Pick one card that you’re going to use for extended warranty and purchase protection. You can start an email or file folder for receipts to make it easy if you ever need to file a claim. If you’re listening before Jul 31, 2024, you can still get two more Instacart $15 credit benefits. If you’ve never used Instacart before, you can use my referral link here and should receive $10 off your first purchase: https://inst.cr/t/f9bcc87a5 or use code KFB0412132 at check outADDITIONAL RESOURCES:Sapphire Benefits Guide: https://static.chasecdn.com/content/services/structured-document/document.en.pdf/card/benefits-center/product-benefits-guide-pdf/BGC10979_SapphirePreferred_VisaSignature.pdfCardpointers —  https://cardpointers.com/partner/katiestravel/ New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...

Don't Ignore These Chase Sapphire Preferred Benefits (Part 2: Travel Benefits)

(Click MORE to see Ad disclosure) Welcome to Points for Normal People!All information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.Thanks for joining me again for Part 2 as I share about all of the great travel benefits of the Chase Sapphire Preferred card. I’ve read all of the details so that you don’t have to! Let me fill you in and help you get the most out of your card.If you missed Part 1, be sure to subscribe and then go back to hear all of the shopping benefits of Chase Sapphire Preferred. ACTION STEPS:- Take advantage of the $50 hotel credit. And remember, if you cancel a refundable hotel reservation, generally the hotel credit toward your bill will still apply. Log into your Chase account to check the date that yours will reset. You can make a reminder in your calendar for about two months before this date, to remind yourself to use this benefit. - In order to be covered by travel protections, make sure you’re paying taxes and fees for airline tickets with your Sapphire Preferred. Remember: The person going on the trip, needs to be the one with the card.ADDITIONAL RESOURCES:- Check out my best offers if you are looking for a credit card to earn more points: katiestraveltricks.com/bestoffers/ - Sapphire Benefits Guide: https://static.chasecdn.com/content/services/structured-document/document.en.pdf/card/benefits-center/product-benefits-guide-pdf/BGC10979_SapphirePreferred_VisaSignature.pdf- Cardpointers —  https://cardpointers.com/partner/katiestravel/New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...