Fintech Daydreaming

Emergency Episode - Nine Banks, One Stablecoin, Zero Chill

Forget the usual schedule — Ville and Pål hit the big red button and jumped on the mics less than 24 hours after nine European banks dropped their bombshell: a MiCA-compliant euro stablecoin.Fresh off a late flight from Copenhagen (and still running on coffee and questionable airport snacks), we dive straight into the questions everyone’s asking:.- Do we actually need a bank-issued euro stablecoin?.- Why are Danske and SEB — two banks outside the eurozone — in on the action?.- Is this the next chapter of money… or just a rerun of 19th century wildcat banking with shinier marketing?Expect a crash course in what stablecoins really are, why this joint venture might matter (or not), and plenty of healthy skepticism about timelines, use cases, and whether anyone will actually use these coins outside PowerPoint decks.Episode hosted by Pål Krogdahl & Ville SointuEpisode produced and edited by Fintech Daydreaming- Email us on Hello@FintechDaydreaming.com- Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Where did all the FinTech action Go? | Nordic Fintech Highlights August 2025

August in Nordic fintech felt like a Christopher Nolan script: confusing, overlong, occasionally brilliant. Coop Norge’s core banking migration, Visma’s latest acquisitions, and Swedbank buying out Barclays in Entercard all unfolded like plot points you only understand after the credits roll.We argue about whether it was the quietest fintech month of the year, make questionable jokes about beef stroganoff, and somehow get lost in a time loop about Copenhagen.And here’s the twist: read this description backwards and it still makes sense.Because in August, Nordic fintech really did move forward and backward at the same time — and no one was entirely sure what just happened.Episode hosted by Pål Krogdahl & Ville Sointu & Janne SalminenEpisode produced and edited by Fintech Daydreaming- Email us on Hello@FintechDaydreaming.com- Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

From Hygge to Hype on The Road to Nordic Fintech Week

We’re going to Copenhagen! Fintech Daydreaming is an official podcasting partner of the Nordic Fintech Week, and to kick things off Ville and Pål are joined in this pre-event episode by David Grundy (COO, Copenhagen Fintech) and Marie Louise Roth (Head of Partnerships, Copenhagen Fintech) for a sneak peek at what’s brewing in the Danish capital. We talk key themes, the rise of Copenhagen as a fintech hotspot, and why Nordic Fintech Week is no longer just a local gathering but a global fintech magnet.Expect behind-the-scenes stories, some honest chat about what it really takes to pull off an event of this scale, and a preview of the big debates coming up — from regulation to AI to the ever-slippery concept of “partnership.”A lively warm-up for the main event — with the usual Fintech Daydreaming mix of curiosity and (somewhat) questionable humor.Episode hosted by Pål Krogdahl & Ville SointuEpisode produced and edited by Fintech Daydreaming- Email us on Hello@FintechDaydreaming.com- Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Nordic Fintech did not get the Holiday Memo! | Nordic Fintech Highlights July 2025

In this Nordic Fintech Highlights episode, Ville, Pål, and Janne trade beach stories for headlines as we unpack a surprisingly busy July and August. On the menu: Nordic banks snapping up fintechs like they’re on summer sale, Zimpler’s shiny new ID+ passkey (is it the future or just another password we’ll forget?), and Nordea teaming up with Mynt to finally give SMEs the attention they deserve.We wrestle with whether banks are genuinely innovating or just panic-buying talent, what Sweden’s latest investment platform deal really signals, and how identity and payments keep crashing each other’s parties.And of course, there’s the obligatory bad joke — which, let’s be honest, might actually be funnier than some of our analysis.Episode hosted by Pål Krogdahl & Ville SointuEpisode produced and edited by Fintech Daydreaming- Email us on Hello@FintechDaydreaming.com- Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Hype, Hope, or the Spotify of Money with Tony McLaughlin

Season 12 blasts off with Tony McLaughlin – payments visionary, fintech provocateur, and freshly minted CEO of Ubyx.We go deep on stablecoins as the next general-purpose technology, why the legal wrapper matters more than the code, and how the industry’s plumbing – clearing, settlement, trust – will quietly decide the winners. Tony shares why permissionless networks aren’t the enemy of banks, how blockchain skepticism can turn into advocacy, and what it really takes to make digital money work at scale.From “vinyl to Spotify” money analogies to the occasional dad joke detour, it’s part masterclass, part reality check – and a reminder that the future of payments might be closer than your last coffee tap.Episode hosted by Pål Krogdahl & Ville SointuEpisode produced and edited by Fintech Daydreaming- Email us on Hello@FintechDaydreaming.com- Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/