693: Seeing Greene: How to Turn Equity into Cash Flow and Getting Around 20% Down

You’ve got home equity, but maybe not cash flow. If you want to realize financial freedom, you’ll need consistent, passive monthly income. But with cash flow harder to find than ever before, how can you get it when real estate prices and interest rates remain high? Should you give up on cash flow entirely and only bank on appreciation? Maybe not. Using the strategy David outlines today, you can convert your equity into cash flow, but you’ll need to follow the right steps.

Welcome back to another Seeing Greene episode, where David, and some expert guests, answer your questions surrounding anything and everything related to real estate investing. Joining us on today’s show are Dave Meyer, J Scott, and Pat Hiban, all BiggerPockets authors and real estate masters in their own rights. They tag-team questions ranging from how to get around the twenty percent down payment requirement, how to calculate the time value of money on an investment, how HELOCs (home equity lines of credit) work, whether investing in hurricane-heavy Florida makes sense, and more!

Don’t forget to head over to the BiggerPockets Bookstore to get massive discounts on some of the best real estate investing books in the world! Still itching to ask David a question? Submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he’s going live so you can hop on a live Q&A and get your question answered on the spot!

In This Episode We Cover:

How to get around the twenty percent down payment requirement even as a foreign investor

Cash-out refinances vs. HELOCs and which make more sense for the casual investor

Converting equity into cash flow and how to know when you should sell an investment property

Hurricanes, high insurance rates, and other hurdles that come when investing in Florida

Calculating the time value of money and when an investment is worth buying

House hacking and using your primary residence as an income-generating asset 

And So Much More!

Links from the Show

Find an Investor-Friendly Real Estate Agent

BiggerPockets Youtube Channel

BiggerPockets Forums

BiggerPockets Pro Membership

BiggerPockets Bookstore

BiggerPockets Bootcamps

BiggerPockets Podcast

BiggerPockets Merch

Listen to All Your Favorite BiggerPockets Podcasts in One Place

Learn About Real Estate, The Housing Market, and Money Management with The BiggerPockets Podcasts

Get More Deals Done with The BiggerPockets Investing Tools

Find a BiggerPockets Real Estate Meetup in Your Area

BiggerPockets Bookstore Cyber Monday Sale

Stay Up-to-Date on All the New BiggerPockets Books Coming Soon

Should You Invest for Equity or Cash Flow?

Books Mentioned in the Show

Real Estate By Numbers by Dave Meyer & J Scott

Connect with David, Dave, J, & Pat:

David's BiggerPockets Profile

David's Instagram

Dave's BiggerPockets Profile

J's BiggerPockets Profile

Pat's BiggerPockets Profile

Click here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-693

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