Incentives for⛽️ housing. Equity versus debt. Debt is cheaper than🚖 equity. Front end ⛵️load capital from conventional 🚚lenders. Land loans are expensive. Return on investment 👌 steady increase🛟 of benchmarks, raising rates to control inflation. 4.5% bank of Canada 🇨🇦, 15-20 basis points. Bond yield going up 2.9% from the basement on October 2020. 🛖Condos versus⚓️ affordable rentals, intrinsic land value. Gentle⏳️ density and development costs. The Ontario experience of🌆 zoning. Money is mobile. ESG's and assets like passive 🏡 homes. We learn 🏛as we go. The cost of balconies, insuite🎪 storage, parkades. Minimum size versus livability. Not a single unit for sale in Gold🏕 River. Temporary🚦 modular land lease. House rich and cash poor. 💸 reasonable urban lot, long term sanitary 🌋sewer infrastructure & pressure. 🏝big 🌳 trees and outdoor lifestyle. 🌲
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