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손에 잡히는 경제

손에 잡히는 경제

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[상담소] 3/8(금) 버팀목과 디딤돌 대출 둘다 받을 수 있나요?

[상담소] 3/8(금) 버팀목과 디딤돌 대출 둘다 받을 수 있나요?

2024-03-08
Download Right click and do "save link as"
[고민사연] 안녕하세요. 사회초년생때부터 약 10년간 손경제를 애청하고 있는 30대 직장인입니다. 현재 국민임대주택에서 4년 가까이 살고 있는데요, 약 3년 전 청약에 당첨되어 올여름 입주예정입니다. 현재 살고 있는 국민임대주택은 청년 버팀목 전세자금대출을 이용하여 3천만원정도 대출중인 상태입니다. 문제는 새로 들어갈 집에 디딤돌 대출을 받으려고 하는데 있습니다. 디딤돌 대출자격에는 문제가 없지만, 기존 버팀목 전세자금대출도 나라에서 운영하는 대출이다보니, 중복이 안 된다는 얘기를 들어서요. 전세자금대출과 내집마련 대출은 별개로 받을 수 있는건지, 아니면 기존 전세자금대출을 다 상환하고 새로운 디딤돌 대출을 신청해야하는 건지 속 시원한 답변 부탁드립니다!
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