Starting your Finances from Scratch: The Money Blueprint

In this episode, we take a journey back to last year's financial blueprint and discuss how a year of growth and learning has refined my approach to building strong financial foundations. I will simplify the often overcomplicated world of finance and provide practical opinions on where to start. Let's chat updated strategies, personal experiences, and actionable tips to help you take control of your financial future.

What we discussed:

• The importance of adjusting contributions to match your life stage.
• Ensuring your fund is appropriate and reviewing it like an investment portfolio.
• The psychological impact of debt and the importance of cutting down on BNPL (Buy Now, Pay Later) services and other consumer loans.
• The power of saving realistic amounts consistently.
• Personal storytime about the challenges and triumphs of building a saving habit.
• Why investing should be the final step after securing savings and eliminating debt.
• Understanding the risks and benefits of long-term growth through investing.
• The unexpected ways an emergency fund can be a lifesaver.

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sarah@theoneupproject.nz  

DISCLAIMER: The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.