399 | Stay-at-Home Mom Money Moves: How to Plan for Retirement Without a Paycheck!

Snag Our Simplified Budget System!

Budget Besties, grab your coffee and your confidence — because this episode is all about stepping into your power as the CFO of your home, even if you’re not bringing in a paycheck. 💪

We’re joined by one of our favorite budget nerd mamas (in the BEST way), who’s sharing her journey from infertility-driven sacrifice to stay-at-home motherhood — and now stepping into the next big financial chapter: planning for retirement on one income.

We’re talking:

1. What stay-at-home moms can do to invest for retirement

2. The right questions to ask about old teacher retirement funds

3. Why Roth IRAs are your best friend (even if you don’t have earned income)

4. How to stop letting cash slip away unnoticed

5. And how to handle the frustration when professionals make you feel small

🧠 What You’ll Learn:

1. Why your money future doesn’t pause just because you’re not working right now

2. What the term “backdoor Roth” means — and how to use it wisely

3. How to take ownership of your old retirement accounts (even if you can’t log in anymore 😅)

4. That you don’t need to know all the financial lingo — you just need a plan

5. And why it’s never too late (or too early) to figure this out

Budgeting isn't just about managing expenses. It's about owning your future. And yes, mama — even while wrangling toddlers and squeezing in grocery trips between naps, you can absolutely be building wealth.

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!