TWiL 445: We Only Take Stamps - Mastercard and Microsoft team up to create a "digital identity" system.

Mastercard and Microsoft team up to create a "digital identity" system, is group chat the future of social media? Brokering Bitcoin, smart contract developers and the SEC, are browsewrap terms of service enforceable? And more!

Hosts: Denise Howell and Stefan Szpajda

Guest: Evan Brown

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Special thanks to Nigel Clutterbuck for the TWiL theme music.