Andrea was a teenage mother to two very young children when she was widowed at 20 years old. She shares her story of dealing with both grief and an ongoing police investigation, struggling to make ends meet, and sorting through her partner’s belongings years after his death. She describes herself as living tax refund to tax refund, and never feeling like she was in control of her finances. We talk about our spending habits, teaching our children about money, and how Andrea is now coaching others towards financial freedom. She shares what she thinks is the first step to taking control of your money.
Topics Discussed:
(0:00) Introductions
(1:57) Teen Mom: Andrea talks about having 2 children as a teenager. Talks about struggling to make ends meet, being on food stamps, and trying to figure out how to be adults along with her children’s father.
(5:58) Young Widow: When Andrea was 20 years old, her partner was killed. Andrea talks about being widowed, having to move back in with her mom while navigating an ongoing police investigation into his death. She describes having to keep going, putting her kids in all sorts of activities to keep busy, and trying to keep her kids from finding out how he died.
(11:01) Holding on: Andrea talks about being single for a long time, and feelings of guilt over starting to date again. Andrea held onto to her deceased partner's possessions for a long time before eventually beginning the process of sorting through his things.
(20:32) Living Tax Refund to Tax Refund: Andrea describes what it was like living with low income, and never feeling in control of her finances. With some coaching from her mother, Andrea started learning how to manage her finances.
(26:30) Beginning to Budget: Andrea and her husband started considering how they could take control of their finances, and start saving up for the things they really wanted from life. We discuss spending habits, and teaching our children about money, and how Andrea is saving for her wedding celebration.
(36:53) Financial Coaching: Andrea started sharing about budgeting on IG, and as her account and success grew, she began coaching others to figure out their own finances. She shares what she thinks is the most important step to taking control of your money.
Quotes:
Guest Bio:
My name is Andrea and I am a budgeting coach! I help women organize their finances so they can stop living paycheck to paycheck and start being confident in the way they handle their money. I was a teen parent with 2 kids by the age of 19, and then, unfortunately, widowed by the age of 20. I was on all kinds of government assistance, trying to make things work as a single parent. I was able to get my shit together and start saving for my future. I currently save 50% of my income every month and want to teach others how to do the same. My mission is to empower other women to take charge of their finances and let them know that it is possible for them to be financially free, no matter the circumstance.
Andrea can be followed @millennial_money_boss
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