"So one wallet is only for summer and the other is more for cold temperatures?" No, "hot" and "cold" wallets are not weather-dependent wallets, but two different types of storage for your own cryptoassets. If you decide to deposit your money with a provider and trust them with the security of your wallet, you will choose a "hot" wallet - hot because the wallet is always connected to the Internet. That has both advantages and disadvantages. A "cold" wallet, on the other hand, is a hardware wallet that you can keep with you and secure yourself.
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