This time on the People’s Pensions podcast – we’re talking about the new kid on the pensions block. Collective Defined Contribution Pension schemes – CDC.
Similar schemes have been used in Canada and the Netherlands – they were introduced here in the 2021 Pension Act and the Royal Mail is the only scheme which has been authorised at the moment.
CDC is a pooled risk plan – the choice of investment is made by professionals and it gives members security of a pension income for life.
Today Phil Brown is talking to Rob Yuille and Maria Busca from the ABI who have been doing research into whether CDC is the way forward.
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