If you've got a mortgage, you probably assume that the folks receiving your monthly payments are the ones holding your deed. But in Montgomery County, PA., a dedicated Recorder of Deeds recently won a significant court battle over the common bank practice of not recording changes in mortgage ownership when they pool them into secured instruments for investors, stiffing local governments of billions of dollars in fees and ruining their recorded historical chain of property ownership. Ellen speaks with Nancy Becker and the attorneys who pulled off this class-action local government victory. Meanwhile, local mayors around the country have taken a formal stand for enabling local post offices to serve their un-banked citizens who are regularly gouged by pay-day lenders. Co-host Walt McRee speaks with Ira Dember of BankACT about recent successes in the rapidly growing national movement to turn post offices back into neighborhood banking centers.