93 - Darryl Brown

Darryl Brown wants you to stop complaining about bad financial advice and do something about it.

If you walk into a bank, give them money, don’t ask questions and do zero research on investing, then you’ve pretty much given up your right to complain if you’re not happy with the results.

Instead of complaining about things, let’s be proactive. This is your money. It’s important. You work hard for it. So why not spend a bit of time on it.

Yes, I’ve said this a lot. I know it’s hard to do the work yourself. It takes time and a personal interest in investing. So it might make more sense for you to pay someone a fee to help you figure it all out.

And this is where a lot of people get confused. They think that walking into a bank or going to a company that sells financial products is the best way to invest their money in a way that achieves their financial goals. They don’t charge upfront fees so that sounds great to most people.

But as I’ve said many times, if a financial services company doesn’t have the product that is best for your goals, they are not going to tell you to go somewhere else. They are never going to make money if they send business away.

If you walk into a Mazda dealer and you start talking about how much Ford means to you and you love Ford products and it becomes really obvious to them that you are going to have a significantly better life if you buy a Ford, they will NEVER say, “I don’t think a Mazda is the right car for you.” As a salesperson, that is possibly the worst thing you can do for your career. They will instead try their best to change your mind and fit your desires into their available range of products.

Darryl started his company You & Yours Financial so that he could provide truly unbiased advice. He is not at all interested in forcing you into a box so that you fit the financial product he sells. He doesn’t sell financial products at all. A quick glance at Darryl’s Twitter feed and you can see that he has no patience for the financial BS that’s out there.

Darryl is only interested in providing you with a completely unbiased opinion and an investment solution that is truly right for you.

Darryl joined me in the studio in Hamilton to share his personal finance story.

NEXT EPISODE

94 - Joe Saul-Sehy

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