Episode 18: Telematics Insurance with Robert Smithson, CEO of Just Insure

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, sits down with Robert Smithson, founder of Just Insure, to discuss how Insurtech is revolutionizing the auto insurance industry. Robert shares his journey from the sports betting industry to launching an insurance startup, applying real-time risk pricing and telematics to create a more equitable auto insurance model. By leveraging technology to analyze real-world driving behavior rather than relying on traditional demographic factors, Just Insure aims to offer fairer pricing and greater accessibility—especially for lower-income drivers.

The conversation dives deep into how telematics works, why traditional insurers may be missing the mark on risk assessment, and how real-time data can lead to safer driving habits. Robert also shares his thoughts on the future of the auto insurance market, the potential for telematics to impact road safety, and the opportunities available in the growing Insurtech sector. Whether you're an insurance professional, an investor, or just curious about the intersection of technology and insurance, this episode offers an insightful look into one of the most innovative areas of the industry.