The Happy Saver Podcast - Personal Finance in New Zealand
Business:Investing
I met 19-year-old Josephine in mid-2023 when she emailed me with some questions about money. I actually already knew a little about her because her Mum and I have been in contact for a number of years, chatting about personal finances over email. Josephine hoped that I might be able to answer a few of her questions too. She mentioned that her Mum had sparked an interest in personal finances in her, which had led her to do a lot of reflecting on her money skills. She had been out of school and working for a couple of years, managed to save up a solid chunk of money and was planning on heading into study in 2024. Her intention was to get through her study with no student loan, which is entirely possible to do, if you plan well ahead. However, there was one small problem. She had caught the travel bug, and with a huge urge to travel, she knew it had the potential to be pricey. Her question to me was how could she balance living in the now while planning for the future and how could she set herself and her pūtea up to do both. So, the emails back and forth began, and I learned enough about Josephine to know that she would make an inspiring guest for my podcast.
THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.
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54. Where are they now? A revisit with Lucas, Callum and Bradie.
53. On a flight path to financial independence.
52. I don’t want a student debt hangover!
51. Family first, live within your means, always have an emergency fund.
50. An investor with military precision!
49. Everything I thought I knew about money was wrong
48. Everything is working out perfectly!
47. Matching income with expectations is the secret.
46. I'm sick of living pay cheque to pay cheque!
45. Stop the bus! You paid off your mortgage?
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41. Turbulent Times
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39. Battling the desire to just spend, spend, spend!
38. Keep On Truckin
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