Insurance rates have gone up a shocking amount for homeowners nationwide but especially for coastal properties. Stacy and Erin sit down with insurance agent Mandy Davis with Anderson Insurance to find out why this necessary expense has increased so drastically in the last 18 months. Listen in to understand what replacement cost is and how it is determined, how insurance companies pay out, and what factors go into pricing insurance premiums… think roofs, pools, polybutylene plumbing, claims history, even your credit score. Learn what you need to know about wind, flood, and umbrella policies and why being underinsured is a big risk!
Reach Out to Mandy: https://www.aiasc.com/
Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage
Find Out More:
https://www.billpaynemortgagebanker.com
Episode: 83: How Do I Knock My First Listing Appointment Out of the Park?
Episode 82: Graceful Spaces
Episode 81: Higher Elevation
Episode 80: Does the Brokerage Matter?
Episode 79: What To Look for in a Seller’s Agent
Episode 78: How Do I Know if this is the Right House For Me?
Episode 77: What Does Title Insurance Actually Cover?
Episode 76: I have two friends that are top-producing agents, how do I pick one to represent me?
Episode 75: What to Look for in a Buyers Agent
Episode 74: Understanding the NEW Due Diligence Contract in South Carolina with Heather Gilbert
Episode 73: The Pre Nuptial Agreement + Real Estate
Episode 72: Pacaso with Erica Trent
Episode 71: Pros + Cons of Becoming a Broker In Charge?
Episode 70: Fun Fact with Stacy + Erin
Episode 69: "Is The Bubble About to Pop?" with Mortgage Expert Bill Payne
Episode 68: She Get It From Her Mama
Episode 67: Do I Really Need a Coach?
Episode 66: Conmen + Content
Episode 65: Off-Market Deals + Staycations
Episode 64: On Divorce + Real Estate
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