The Happy Saver Podcast - Personal Finance in New Zealand
Business:Investing
Today, I have an update on Nic from Episode 78, released in March 2023. A lot can happen in a year, which I wanted to share with you today. When Nic and I spoke in early 2023, Nic was still very new to the whole concept of personal finance and long after we had finished the episode, I wondered how she was getting on. A year after we spoke, an update email arrived in my inbox. She said it's been an interesting 12-plus months, and they are slowly but surely getting ahead. It seems like a case of one step forward and then half a step back, as on occasions in the last year or so, it seemed her luck had deserted her. But even with some upheaval thrown into her life, plus some pretty ill-controlled budgets, she said they are still managing to pay down debt, lower their mortgage, and increase her KiwiSaver balance. I wanted to share her update because many of you listening will relate to her progress.
THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.
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Part 3: EMERGENCY FUND
Part 2: BUDGET
Part 1: NET WORTH
92. An adventurous 19-year-old
91. With only $100 in the bank, something had to change.
90. Revisit with Bradie and Paul: The First Year of Early Retirement
89. Creative Planners Working Towards a Retirement of Plenty
88. Birds of a Feather Flock Together
87. My Partner Died Without a Will
86. You can’t live with a lifestyle that is above your income.
85. Revisit with Kiri: The Rollercoaster Continues
84. Early Retirement: But still working stuff out.
83. Iron Fisted Lucy
82. From Paycheque to Paycheque to Home Sweet Home
81. Turning good opportunities into reality!
80. Young, Bright, and Financially Wise
79. I'll drink to that!
78. In the process of making a Financial U-turn!
77. Saving is the new shopping!
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