Amy and Andre are 42 and 34 respectively. They make $140k a year, but they admit they’re often waiting for payday. They’re buried in debt and can’t seem to make any progress, which is bringing serious anxiety and stress into their lives.
Their biggest issue? Their fixed costs sit at 92% of their total income. We uncover all kinds of solutions as to how they might address this problem, but they struggle to grasp the reality of it all.
What’s worse, they submitted their Conscious Spending Plan showing a -2% for guilt-free spending. They not only have no joy tied to their money, but on paper, they show it as a detractor on their lives. This is a serious problem—let’s see if we can get them on the right track.
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media.
100. 100th Episode Special: Top 5 Can’t-Miss Moments
99. Where Are They Now? Netflix Reunion with Drew
98. “We make $280,000. Why does he keep shooting down my dreams?”
97. Where Are They Now? Netflix Reunion with Frank
96. “We have $4,600 in credit card debt but we spend $600/month on GrubHub”
95. Where Are They Now? Netflix Reunion with Nathalie
94. “We paid off all our debt. Why do I still feel so guilty about money?”
93. Where Are They Now? Netflix Reunion with Amani and Matt
92. “I make $33,000/month. He makes $3,500. When is he going to step it up?” (Part 2)
91. “I helped pay off his $30k+ credit card debt and he didn’t even care” (Part 1)
90. How do I stop feeling guilty about money? Ramit answers your questions
89. “He won’t marry me until I pay off my $15,000 credit card debt”
88. “We own 7 properties. Why can't we pay for groceries?”
87. “We’re in $400,000 of debt, but we can’t say no to our kids”
86. “I make $450,000/year from YouTube. My husband is ashamed he can’t match my success”
85. “I thought she was going to die, so we spent all our money. Now we’re broke”
84. “We spend 98% of what we make—but we refuse to change our lifestyle”
83. “I grew up on food stamps. At 24, I’m about to get paid $215,000 per year”
82. “I’m in $20,000 of debt and she pays for everything. What’s the problem?”
81. “We’re broke—but $55,000 private school tuition is a non-negotiable” (Part 2)
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