In this episode, Emily interviews Fern Wolburg Martinez, a 4th-year PhD student in Industrial/Organizational Psychology at Portland State University. Fern shares the pros and cons of the various income sources she's used for her graduate work: a teaching assistantship, a fellowship, student loans, side jobs, and social safety net programs. When Fern was offered a fellowship, she realized she would no longer be eligible to take out student loans and had to decline it. Fern subsequently worked on her spending and budgeting to put herself in a position to accept the fellowship and increase her income later on. Finally, Fern and Emily discuss how you can employ a researcher's skills and mindset in the personal finance arena.
Behind the Scenes at the Graduate Career Consortium 2023 Annual Meeting
Why and How These Grad Students Purchased Homes
Why and How These Graduate Students Side Hustle
This PhD Student Budgets Manually and Dynamically
The Motivation and Strategy Behind Biology PhD Stipends
Budgeting for the First Year of Grad School Even with Financial Anxiety
Student Loan Deferment Shouldn't Be Your Default
This PhD's Social Mission Pulled Her from Academia into Entrepreneurship
How This Grad Student Shifted Her Student Loan Strategy through the Pandemic
This Grad Student Deferred Her Acceptance to Work on Her Finances
The Tax and Retirement Effects of Receiving Fellowship Funding
How This Grad Student Fellow Resolved an Expensive Tax Bill in His Favor
Five Ways the Tax Code Disadvantages Fellowship Income
Catching Up with Prior Guests: 2022 Edition
This First-Year PhD Student Prioritizes Investing While on Fellowship
How to Apply Valuable Scientific Mindsets to Your Personal Finances
From Zero Funding to Graduating Student Loan Debt-Free
How This Outdoorsy Graduate Student Budgets Her Money and Time for Hobbies
This Graduate Student Doesn't Sweat the (Financially) Small Stuff
How This Grad Student Saves Nearly 40% of Her Stipend in a High Cost of Living Area
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