In this episode, Emily interviews Fern Wolburg Martinez, a 4th-year PhD student in Industrial/Organizational Psychology at Portland State University. Fern shares the pros and cons of the various income sources she's used for her graduate work: a teaching assistantship, a fellowship, student loans, side jobs, and social safety net programs. When Fern was offered a fellowship, she realized she would no longer be eligible to take out student loans and had to decline it. Fern subsequently worked on her spending and budgeting to put herself in a position to accept the fellowship and increase her income later on. Finally, Fern and Emily discuss how you can employ a researcher's skills and mindset in the personal finance arena.
This PhD’s Money Mindset from Childhood Has Served Her Well Through Multiple Phases
How to Eat Well on a Grad Student Budget
Pursuing Your Passion in a Financially Healthy Manner
Where PhD Candidates Are Full-Time Employees with Benefits
How to Financially Transition to Grad School as an Underprivileged Student
Can I Qualify for a Mortgage with a Short-Term Fellowship or on an F-1 Visa?
How Two PhDs Bought Their First Home in a HCOL Area in 2021
Insights from a Financial Planner Who Works with Academics
This PhD Found Financial Peace through Pursuing FIRE
How a Boom-and-Bust Money Mindset from Grad School Serves This Start-Up Founder Well
A Low-Cost Lifestyle Can Be Both Necessary and Enjoyable During Grad School
Can I Make Extra Money as a Funded Graduate Student on an F-1 Visa?
How This Prof Developed Her Career, Family and Finances (with Dr. Sarah Birken of AcaDames)
University Policies to Better Support Grad Student Parents
How This Grad Student's Finances Changed During the Pandemic
Be a Fly on the Wall During a Financial Coaching Session (with Elana Gloger of Dear Grad Student)
This Grad Student and Her Family Lived on Her Stipend While Banking Her Spouse's
Negotiating Your Grad School Stipend and Benefits: Five Success Stories
How to Cultivate a Personal Brand to Land Your Next Job or Launch Your Business
This Two-Time International Graduate Student Gives Excellent Advice to Her Prospective Peers
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