Chris and Camilla are 33 and 31 and they make almost $300k collectively living in a high cost of living area. They recently bought a vacation home, like everyone on TikTok tells you to do.
Surprise, surprise—there’s no fairytale ending here, no mounds of passive income, no soaring property values or slam dunk investments.
They thought they’d cash in on a hot market. But with the slow season approaching, they’ve realized they're losing money. How should they handle it? And (gasp) what might other people say if they have to sell?
This episode is reminiscent of another Canadian couple, Eric and Elena, from episodes 49 and 50, who also bought a house they realized they couldn't afford. But I think you'll find this one fascinating for the differences—especially in the numbers.
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38. “He owes his ex $70k/year and it’s straining our finances and our relationship”
37. “My love language is spending money I don’t have”
36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”
35. “If we can’t stop fighting about money, we’re going to break up”
34. “It’s unromantic if my boyfriend doesn’t pay for date night”
33. “We’re in debt, but I don’t want to make her go back to the corporate world”
32. “We just got married, but I’m scared to combine our income and debts”
31. “Shopping at Target is like visiting a casino to me”
30. “I want to change—but can I keep the truck?”
29. “I never know when spending money on something will be an issue with him”
28. “What if we divorce and I end up homeless like my mom?”
27. “I don’t care about what he wants, I just want to win the argument”
26. “How do we create our Rich Life when we don’t trust and respect each other?”
25. “I want to pay for convenience, but my husband thinks it’s lazy”
24. “I’ve saved $0 for my upcoming unpaid maternity leave”
23. “I live in constant fear that our $425k income isn’t enough”
22. “I’m quitting my job, but I’m worried my husband doesn't support me”
21. Part 2: “I want to trust my wife with our money, but what if she blows everything?”
20. “My wife is going to divorce me unless I can stop being so cheap”
19. “My husband has been promising that we’ll buy a house in a few months… for five years”
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