1. Lock and Shop
This is where you can hold the rate for 90 days, with the option to extend it for 30 more while you are under contract. If rates go up, you are locked in, if they go down, we can renegotiate the rate.
2. TBD Underwrite
This goes hand in hand with Lock and Shop. We gather all of your information, submit it to an underwriter, and then you can be fully underwritten and are viewed as being the same as a cash offer. Some of these transactions are closed in 8-10 days.
3. Knowing Your Needs vs. Wants
Once you have that defined and the first two steps handled, you can move quickly to secure your home.
Why You Should Buy a House in Today’s Denver Market
Look at the 30-year mortgage rate history; today is the best day to buy.
IsThere a Housing Bubble and Will We See a Recession?
DMAR April 2022 - We need a recession.
Is there a housing bubble?
Why is Debt to Income Ratio Important When Buying a Home?
Rising Home Prices and Increased Interest Rates - Get in it now.
Gaining the Upper Hand to Be the Winning Offer
Interest Rates and Inflation Explained
What are mortgage points?
Ways first time home buyers can take advantage of small opportunities
Four home loan programs to consider - VA, FHA, Jumbo and Jumbo LLC
Is It Worth To Bid Over The Asking Price?
DMAR March 2022 - Real Estate is Globally Affected
Will Russia Affect Interest Rates?
5 Mistakes to Avoid Before Closing on Your Home
Real Estate Appraisal Hacks to Get Under Contract
Why Are Interest Rates Rising and Affecting Affordability?
When Does It Make Sense to Buy Down The Interest Rate?
With a HECM You Won’t Ever Make a Mortgage Payment Again
Create your
podcast in
minutes
It is Free
The Commercial Edge: Unleash the Power of People
The emPOWERed Half Hour
U.S Property Podcast
Aligned Money Show
Dubai Property Podcast
The Ramsey Show
The Clark Howard Podcast