Real Estate Survival Guide with Terry Story
Business:Investing
Hurricane season started on June 1 and it’s a good time to review your home owner’s insurance or specific policies covering natural disasters. It’s imperative to understand what kind of coverage you have and what your premiums and deductibles are. For folks living in hurricane-prone states, you should look at your windstorm deductibles, flood insurance deductibles (if you have coverage at all under a state-subsidized plan), and premiums. Many people opt for a low deductible, but this is generally too expensive in light of the benefits it provides. You should not need insurance to cover a loss in the low thousand dollars. Insurance should generally not be thought of as a way to manage maintenance and wear-and-tear kind of expenses. A higher deductible will lower your premium and, in most cases, offer you all the coverage you’d need for a major disaster. Granted, some people will have a hard time paying off a high deductible, but this is a good use of the emergency fund you should have. Those lower premiums will save you a lot of money in the long run, whether disaster strikes or not.
July 12th - It’s a Seller’s Market for Now, But Things Could “Flip”
July 5th - Increase In Fannie Mae’s Debt To Income Ceiling Should Make Your Next House Easier To Buy
June 28th - Why Are Millennials Buying Homes Rather Than Renting Them?
June 21st - How Will Eliminating The Property Tax Deduction Affect You?
June 7th - The Stress Of Moving Is Keeping People At Home
May 31st - Low Housing Inventory Is Frustrating Would Be Buyers
May 24th - Looking For A Retreat? How About Vero Beach?
May 18th - Home Sales And Prices Spring Forward
May 10th - How To Guarantee A Return On Your Home Improvement Investment
May 3rd - What To Do When Your HOA Goes Rogue
April 26th - What Do Bankruptcy And Your IRS Refund Have In Common?
April 19th - The Home Affordability Crisis: Are You Being Priced Out Of The Real Estate Market?
April 12th - Worried About Thin Credit? Get Back On The Grid!
April 5th - Real Estate Prices Are Higher Because Of Millennials Buying Homes
March 29th - How To Buy A Home When You Already Own A Home
June 21st - How Will Eliminating The Property Tax Deduction Affect You?
Aug. 9th - Think Outside The Box To Win In Today’s Tight Housing Market
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